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Pt application of modality traction mechanical at UPMC St. Margaret

815 Freeport Road, Pittsburgh, PA · UPMC · · NPI 1790795359

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$133.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$222.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$21.77 with Highmark BCBS of PA vs $188.70 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $21.77 ↓ -84%
Highmark BCBS of PA Managed Care - Social Mission $37.80 ↓ -72%
UPMC Work Partners Workers Comp $42.19 ↓ -68%
Highmark BCBS of PA Managed Care $50.63 ↓ -62%
Aetna Medicare $55.50 ↓ -58%
Aetna Neighborhood Network $55.94 ↓ -58%
Aetna Home Depot Employer Group $60.83 ↓ -54%
Aetna NBR ASO/FI $62.16 ↓ -53%
Cigna New Business ASO $62.16 ↓ -53%
Highmark BCBS of PA Commercial - Social Mission Indemnity $63.00 ↓ -53%
Aetna EBR FI $84.36 ↓ -37%
Highmark BCBS of PA Commercial - Indemnity $84.38 ↓ -37%
Aetna EBR ASO $88.80 ↓ -33%
Cigna Commercial $88.80 ↓ -33%
UPMC Health Plan Commercial $92.42 ↓ -31%
Highmark BCBS of PA UPMC Emergent $101.25 ↓ -24%
Highmark Wholecare (prev Gateway) Medicare $111.00 ↓ -17%
PA Health & Wellness PA Medicaid HMO $122.10 ↓ -8%
Coventry/First Health Commercial $155.40 ↑ +17%
Private Health Care Systems PPO $177.60 ↑ +33%
SelectCare Commercial $177.60 ↑ +33%
Humana Commercial $188.70 ↑ +42%

Visitor-reported prices

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Pt application of modality traction mechanical at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Mercy Pittsburgh $130.20 $21.56 – $195.30
UPMC Presbyterian Pittsburgh $213.60 $15.71 – $302.60
UPMC Muncy Muncy $103.20 $16.76 – $137.60
UPMC Wellsboro Wellsboro $124.80 $16.76 – $140.40
UPMC Williamsport Williamsport $103.20 $16.76 – $137.60

All Pennsylvania hospitals for this procedure →