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Pr moderate sedation same physician >= 5 years initial 15 minutes at UPMC St. Margaret

815 Freeport Road, Pittsburgh, PA · UPMC · · NPI 1790795359

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$379.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$632.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10.89 with UPMC Health Plan vs $707.84 with Highmark BCBS of PA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Managed Medicaid $10.89 ↓ -97%
United Healthcare Community Plan for Families PA CHIP/PA Medicaid $10.89 ↓ -97%
Highmark Wholecare (prev Gateway) Medicaid $14.68 ↓ -96%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $15.45 ↓ -96%
PA Health & Wellness PA Medicaid HMO $16.87 ↓ -96%
UPMC Work Partners Workers Comp $64.78 ↓ -83%
Aetna Medicare $158.00 ↓ -58%
Aetna Neighborhood Network $159.26 ↓ -58%
Aetna Home Depot Employer Group $173.17 ↓ -54%
Aetna NBR ASO/FI $176.96 ↓ -53%
Cigna New Business ASO $176.96 ↓ -53%
Aetna EBR FI $240.16 ↓ -37%
Aetna EBR ASO $252.80 ↓ -33%
Cigna Commercial $252.80 ↓ -33%
UPMC Health Plan Commercial $310.00 ↓ -18%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $316.00 ↓ -17%
Highmark Wholecare (prev Gateway) Medicare $316.00 ↓ -17%
Highmark BCBS of PA Managed Care $353.92 ↓ -7%
Highmark BCBS of PA Managed Care - Social Mission $353.92 ↓ -7%
Highmark BCBS of PA Commercial - Indemnity $360.24 ↓ -5%
Highmark BCBS of PA Commercial - Social Mission Indemnity $360.24 ↓ -5%
Coventry/First Health Commercial $442.40 ↑ +17%
Private Health Care Systems PPO $505.60 ↑ +33%
SelectCare Commercial $505.60 ↑ +33%
Humana Commercial $537.20 ↑ +42%
Highmark BCBS of PA UPMC Emergent $707.84 ↑ +87%

Visitor-reported prices

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Pr moderate sedation same physician >= 5 years initial 15 minutes at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Mercy Pittsburgh $484.20 $10.89 – $726.30
UPMC Passavant-McCandless Pittsburgh $721.80 $10.89 – $1,022.55
UPMC Presbyterian Pittsburgh $429.60 $10.89 – $608.60
UPMC Muncy Muncy $147.00 $10.89 – $196.00
UPMC Northwest Seneca $138.00 $10.89 – $195.50
UPMC Somerset Somerset $831.60 $10.89 – $1,039.50
UPMC Wellsboro Wellsboro $177.60 $10.89 – $199.80
UPMC Williamsport Williamsport $164.40 $10.89 – $219.20

All Pennsylvania hospitals for this procedure →