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Pm device progr eval dual at UPMC St. Margaret

815 Freeport Road, Pittsburgh, PA · UPMC · · NPI 1790795359

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$138.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$230.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$30.69 with UPMC Health Plan vs $278.21 with Highmark BCBS of PA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Managed Medicare $30.69 ↓ -78%
Aetna of PA Medicare $37.33 ↓ -73%
Highmark Wholecare (prev Gateway) Medicare $38.39 ↓ -72%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $38.39 ↓ -72%
Aetna Medicare $39.10 ↓ -72%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $39.76 ↓ -71%
UPMC Health Plan Managed Medicaid $41.87 ↓ -70%
United Healthcare Community Plan for Families PA CHIP/PA Medicaid $41.87 ↓ -70%
Highmark Wholecare (prev Gateway) Medicaid $56.44 ↓ -59%
Aetna Neighborhood Network $57.96 ↓ -58%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $59.42 ↓ -57%
Aetna Home Depot Employer Group $63.02 ↓ -54%
Aetna NBR ASO/FI $64.40 ↓ -53%
Cigna New Business ASO $64.40 ↓ -53%
PA Health & Wellness PA Medicaid HMO $64.86 ↓ -53%
Aetna EBR FI $87.40 ↓ -37%
Aetna EBR ASO $92.00 ↓ -33%
Cigna Commercial $92.00 ↓ -33%
UPMC Work Partners Workers Comp $99.32 ↓ -28%
Highmark BCBS of PA Managed Care - Social Mission $103.86 ↓ -25%
Highmark BCBS of PA Commercial - Social Mission Indemnity $115.09 ↓ -17%
Highmark BCBS of PA Managed Care $139.10 ↑ +1%
Highmark BCBS of PA Commercial - Indemnity $154.13 ↑ +12%
Coventry/First Health Commercial $161.00 ↑ +17%
UPMC Health Plan Commercial $169.32 ↑ +23%
Private Health Care Systems PPO $184.00 ↑ +33%
SelectCare Commercial $184.00 ↑ +33%
Humana Commercial $195.50 ↑ +42%
Highmark BCBS of PA UPMC Emergent $278.21 ↑ +102%
US Family Health Plan Tricare Prime not published by hospital
Tricare East Region not published by hospital

Visitor-reported prices

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Pm device progr eval dual at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Mercy Pittsburgh $253.80 $29.63 – $380.70
UPMC Passavant-McCandless Pittsburgh $216.00 $33.04 – $306.00
UPMC Presbyterian Pittsburgh $406.80 $14.66 – $576.30
UPMC Northwest Seneca $276.00 $32.24 – $391.00
UPMC Williamsport Williamsport $176.40 $15.64 – $235.20

All Pennsylvania hospitals for this procedure →