Phlebotomy therapeutic at UPMC St. Margaret

815 Freeport Road, Pittsburgh, PA · UPMC · · NPI 1790795359

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$369.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$616.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$11.00 with United Healthcare Community Plan for Families vs $523.60 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Community Plan for Families PA CHIP/PA Medicaid $11.00 ↓ -97%
UPMC Health Plan Managed Medicaid $11.00 ↓ -97%
Highmark Wholecare (prev Gateway) Medicaid $14.83 ↓ -96%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $15.61 ↓ -96%
PA Health & Wellness PA Medicaid HMO $17.04 ↓ -95%
UPMC Work Partners Workers Comp $37.01 ↓ -90%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $53.26 ↓ -86%
UPMC Health Plan Managed Medicare $106.10 ↓ -71%
Aetna of PA Medicare $129.03 ↓ -65%
Highmark Wholecare (prev Gateway) Medicare $132.71 ↓ -64%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $132.72 ↓ -64%
Aetna Medicare $135.18 ↓ -63%
Highmark BCBS of PA Managed Care - Social Mission $139.10 ↓ -62%
Highmark BCBS of PA Commercial - Social Mission Indemnity $154.14 ↓ -58%
Aetna Neighborhood Network $155.23 ↓ -58%
Aetna Home Depot Employer Group $168.78 ↓ -54%
Cigna New Business ASO $172.48 ↓ -53%
Aetna NBR ASO/FI $172.48 ↓ -53%
Highmark BCBS of PA Managed Care $186.30 ↓ -50%
UPMC Health Plan Commercial $189.18 ↓ -49%
Highmark BCBS of PA Commercial - Indemnity $206.43 ↓ -44%
Aetna EBR FI $234.08 ↓ -37%
Aetna EBR ASO $246.40 ↓ -33%
Cigna Commercial $246.40 ↓ -33%
Highmark BCBS of PA UPMC Emergent $372.61 ↑ +1%
Coventry/First Health Commercial $431.20 ↑ +17%
SelectCare Commercial $492.80 ↑ +33%
Private Health Care Systems PPO $492.80 ↑ +33%
Humana Commercial $523.60 ↑ +42%
Tricare East Region not published by hospital —
US Family Health Plan Tricare Prime not published by hospital —

Visitor-reported prices

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Phlebotomy therapeutic at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Magee Pittsburgh $272.40 $11.00 – $132.72
UPMC Mercy Pittsburgh $597.60 $11.00 – $135.18
UPMC Passavant-McCandless Pittsburgh $487.80 $11.00 – $135.18
UPMC Presbyterian Pittsburgh $284.40 $11.00 – $135.18
UPMC Altoona Altoona $261.00 $10.00 – $348.00
UPMC Bedford Everett $250.80 $10.50 – $376.20
UPMC Carlisle Carlisle $231.00 $12.70 – $327.25
UPMC Cole Coudersport $298.20 $10.50 – $397.60

All Pennsylvania hospitals for this procedure →