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Pelvic CT scan (with and without contrast) at UPMC St. Margaret

815 Freeport Road, Pittsburgh, PA · UPMC · · NPI 1790795359

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$3,029.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,049.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$146.54 with UPMC Health Plan vs $4,291.65 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Managed Medicare $146.54 ↓ -95%
UPMC Health Plan Managed Medicaid $174.96 ↓ -94%
United Healthcare Community Plan for Families PA CHIP/PA Medicaid $174.96 ↓ -94%
Aetna of PA Medicare $178.21 ↓ -94%
Highmark Wholecare (prev Gateway) Medicare $183.28 ↓ -94%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $183.30 ↓ -94%
Aetna Medicare $186.69 ↓ -94%
Highmark Wholecare (prev Gateway) Medicaid $235.87 ↓ -92%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $248.29 ↓ -92%
PA Health & Wellness PA Medicaid HMO $271.05 ↓ -91%
UPMC Health Plan Commercial $384.60 ↓ -87%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $438.91 ↓ -86%
UPMC Work Partners Workers Comp $944.68 ↓ -69%
Highmark BCBS of PA Managed Care - Social Mission $977.23 ↓ -68%
Highmark BCBS of PA Commercial - Social Mission Indemnity $1,270.36 ↓ -58%
Aetna Neighborhood Network $1,272.35 ↓ -58%
Highmark BCBS of PA Managed Care $1,308.79 ↓ -57%
Aetna Home Depot Employer Group $1,383.43 ↓ -54%
Aetna NBR ASO/FI $1,413.72 ↓ -53%
Cigna New Business ASO $1,413.72 ↓ -53%
Highmark BCBS of PA Commercial - Indemnity $1,701.37 ↓ -44%
Aetna EBR FI $1,918.62 ↓ -37%
Aetna EBR ASO $2,019.60 ↓ -33%
Cigna Commercial $2,019.60 ↓ -33%
Highmark BCBS of PA UPMC Emergent $2,617.57 ↓ -14%
Coventry/First Health Commercial $3,534.30 ↑ +17%
Private Health Care Systems PPO $4,039.20 ↑ +33%
SelectCare Commercial $4,039.20 ↑ +33%
Humana Commercial $4,291.65 ↑ +42%
US Family Health Plan Tricare Prime not published by hospital
Tricare East Region not published by hospital

Visitor-reported prices

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Pelvic CT scan (with and without contrast) at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Passavant-McCandless Pittsburgh $2,953.20 $157.72 – $4,183.70
UPMC Magee Pittsburgh $3,515.40 $158.84 – $5,390.28
UPMC Mercy Pittsburgh $3,394.80 $141.48 – $5,092.20
UPMC Presbyterian Pittsburgh $5,112.00 $123.00 – $7,242.00
UPMC East Monroeville $3,242.40 $170.18 – $4,323.20
UPMC Hamot Erie $4,104.00 $140.66 – $4,788.00
UPMC Carlisle Carlisle $1,424.40 $134.28 – $2,017.90
UPMC Altoona Altoona $1,627.20 $102.50 – $2,169.60

All Pennsylvania hospitals for this procedure →