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Osmolality urine at UPMC St. Margaret

815 Freeport Road, Pittsburgh, PA · UPMC · · NPI 1790795359

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$121.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$202.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.30 with UPMC Health Plan vs $171.70 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Managed Medicaid $3.30 ↓ -97%
United Healthcare Community Plan for Families PA CHIP/PA Medicaid $3.30 ↓ -97%
Highmark Wholecare (prev Gateway) Medicaid $4.45 ↓ -96%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $4.68 ↓ -96%
PA Health & Wellness PA Medicaid HMO $5.11 ↓ -96%
UPMC Health Plan Managed Medicare $5.89 ↓ -95%
UPMC Work Partners Workers Comp $6.74 ↓ -94%
Aetna of PA Medicare $7.16 ↓ -94%
Highmark Wholecare (prev Gateway) Medicare $7.36 ↓ -94%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $7.37 ↓ -94%
Aetna Medicare $7.50 ↓ -94%
UPMC Health Plan Commercial $8.40 ↓ -93%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $13.30 ↓ -89%
Highmark BCBS of PA Managed Care - Social Mission $23.13 ↓ -81%
Highmark BCBS of PA Managed Care $30.97 ↓ -74%
Highmark BCBS of PA Commercial - Social Mission Indemnity $38.51 ↓ -68%
Aetna Neighborhood Network $50.90 ↓ -58%
Highmark BCBS of PA Commercial - Indemnity $51.57 ↓ -57%
Aetna Home Depot Employer Group $55.35 ↓ -54%
Aetna NBR ASO/FI $56.56 ↓ -53%
Cigna New Business ASO $56.56 ↓ -53%
Highmark BCBS of PA UPMC Emergent $61.95 ↓ -49%
Aetna EBR FI $76.76 ↓ -37%
Aetna EBR ASO $80.80 ↓ -33%
Cigna Commercial $80.80 ↓ -33%
Coventry/First Health Commercial $141.40 ↑ +17%
Private Health Care Systems PPO $161.60 ↑ +33%
SelectCare Commercial $161.60 ↑ +33%
Humana Commercial $171.70 ↑ +42%

Visitor-reported prices

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Osmolality urine at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Passavant-McCandless Pittsburgh $154.80 $3.30 – $219.30
UPMC Mercy Pittsburgh $57.00 $3.30 – $85.50
UPMC Presbyterian Pittsburgh $90.60 $3.00 – $128.35
UPMC Muncy Muncy $361.20 $3.30 – $481.60
UPMC Northwest Seneca $42.00 $3.30 – $59.50
UPMC Somerset Somerset $34.20 $3.30 – $37.50
UPMC Wellsboro Wellsboro $436.80 $3.00 – $146.70
UPMC Williamsport Williamsport $108.00 $3.30 – $144.00

All Pennsylvania hospitals for this procedure →