healthcosts.net

Mr safety determination physician/other qhp at UPMC St. Margaret

815 Freeport Road, Pittsburgh, PA · UPMC · · NPI 1790795359

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$161.40

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$269.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$32.25 with Highmark BCBS of PA vs $228.65 with Humana — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Highmark BCBS of PA Managed Care - Social Mission $32.25 ↓ -80%
Highmark BCBS of PA Commercial - Social Mission Indemnity $41.93 ↓ -74%
Highmark BCBS of PA Managed Care $43.20 ↓ -73%
Highmark BCBS of PA Commercial - Indemnity $56.15 ↓ -65%
UPMC Work Partners Workers Comp $65.26 ↓ -60%
Aetna Medicare $67.25 ↓ -58%
Aetna Neighborhood Network $67.79 ↓ -58%
UPMC Health Plan Managed Medicare $72.48 ↓ -55%
Aetna Home Depot Employer Group $73.71 ↓ -54%
Aetna NBR ASO/FI $75.32 ↓ -53%
Cigna New Business ASO $75.32 ↓ -53%
Highmark BCBS of PA UPMC Emergent $86.39 ↓ -46%
Aetna of PA Medicare $88.15 ↓ -45%
Highmark Wholecare (prev Gateway) Medicare $90.66 ↓ -44%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $90.67 ↓ -44%
Aetna EBR FI $102.22 ↓ -37%
Aetna EBR ASO $107.60 ↓ -33%
Cigna Commercial $107.60 ↓ -33%
UPMC Health Plan Commercial $131.94 ↓ -18%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $134.50 ↓ -17%
PA Health & Wellness PA Medicaid HMO $147.95 ↓ -8%
Coventry/First Health Commercial $188.30 ↑ +17%
Private Health Care Systems PPO $215.20 ↑ +33%
SelectCare Commercial $215.20 ↑ +33%
Humana Commercial $228.65 ↑ +42%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Mr safety determination physician/other qhp at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Passavant-McCandless Pittsburgh $161.40 $32.25 – $228.65
UPMC Mercy Pittsburgh $161.40 $14.35 – $242.10
UPMC Presbyterian Pittsburgh $215.40 $14.49 – $305.15
UPMC Muncy Muncy $160.20 $40.05 – $213.60
UPMC Northwest Seneca $161.40 $37.24 – $228.65
UPMC Somerset Somerset $161.40 $14.20 – $201.75
UPMC Wellsboro Wellsboro $160.20 $48.06 – $240.30
UPMC Williamsport Williamsport $160.20 $65.26 – $213.60

All Pennsylvania hospitals for this procedure →