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Metabolic Blood Panel (Comprehensive) at UPMC St. Margaret
815 Freeport Road, Pittsburgh, PA · UPMC · · NPI 1790795359
$100.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$167.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$9.12 with UPMC Health Plan vs $141.95 with Humana — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | Managed Medicare | $9.12 | ↓ -91% |
| UPMC Work Partners | Workers Comp | $10.43 | ↓ -90% |
| Aetna of PA | Medicare | $11.09 | ↓ -89% |
| Highmark Wholecare (prev Gateway) | Medicare | $11.40 | ↓ -89% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $11.40 | ↓ -89% |
| Aetna | Medicare | $11.62 | ↓ -88% |
| UPMC Health Plan | Managed Medicaid | $12.86 | ↓ -87% |
| United Healthcare Community Plan for Families | PA CHIP/PA Medicaid | $12.86 | ↓ -87% |
| Highmark Wholecare (prev Gateway) | Medicaid | $17.34 | ↓ -83% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $18.25 | ↓ -82% |
| PA Health & Wellness | PA Medicaid HMO | $19.92 | ↓ -80% |
| UPMC Health Plan | Commercial | $20.05 | ↓ -80% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $28.34 | ↓ -72% |
| Aetna | Neighborhood Network | $42.08 | ↓ -58% |
| Aetna | Home Depot Employer Group | $45.76 | ↓ -54% |
| Aetna | NBR ASO/FI | $46.76 | ↓ -53% |
| Cigna | New Business ASO | $46.76 | ↓ -53% |
| Highmark BCBS of PA | Managed Care - Social Mission | $49.26 | ↓ -51% |
| Aetna | EBR FI | $63.46 | ↓ -37% |
| Highmark BCBS of PA | Managed Care | $65.97 | ↓ -34% |
| Aetna | EBR ASO | $66.80 | ↓ -33% |
| Cigna | Commercial | $66.80 | ↓ -33% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $82.01 | ↓ -18% |
| Highmark BCBS of PA | Commercial - Indemnity | $109.84 | ↑ +10% |
| Coventry/First Health | Commercial | $116.90 | ↑ +17% |
| Highmark BCBS of PA | UPMC Emergent | $131.93 | ↑ +32% |
| Private Health Care Systems | PPO | $133.60 | ↑ +33% |
| SelectCare | Commercial | $133.60 | ↑ +33% |
| Humana | Commercial | $141.95 | ↑ +42% |
Visitor-reported prices
Comments
Metabolic Blood Panel (Comprehensive) at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $282.00 | $9.81 – $376.55 |
| UPMC Magee | Pittsburgh | $1,039.80 | $9.88 – $1,594.36 |
| UPMC Mercy | Pittsburgh | $289.20 | $8.80 – $433.80 |
| UPMC Presbyterian | Pittsburgh | $618.60 | $10.43 – $876.35 |
| UPMC Altoona | Altoona | $156.00 | $10.43 – $208.00 |
| UPMC Bedford | Everett | $66.60 | $3.81 – $99.90 |
| UPMC Cole | Coudersport | $100.80 | $6.86 – $134.40 |
| UPMC East | Monroeville | $216.00 | $10.43 – $288.00 |