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Membrane collgn porcine maci w/autologous cult chondrocytes at UPMC St. Margaret
815 Freeport Road, Pittsburgh, PA · UPMC · · NPI 1790795359
$77,166.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$128,610.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$16,076.25 with Aetna vs $235,688.10 with Highmark BCBS of PA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare | $16,076.25 | ↓ -79% |
| Aetna | Neighborhood Network | $16,204.86 | ↓ -79% |
| UPMC Work Partners | Workers Comp | $16,609.98 | ↓ -78% |
| Aetna | Home Depot Employer Group | $17,619.57 | ↓ -77% |
| Aetna | NBR ASO/FI | $18,005.40 | ↓ -77% |
| Cigna | New Business ASO | $18,005.40 | ↓ -77% |
| Aetna | EBR FI | $24,435.90 | ↓ -68% |
| Aetna | EBR ASO | $25,722.00 | ↓ -67% |
| Cigna | Commercial | $25,722.00 | ↓ -67% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $30,558.61 | ↓ -60% |
| UPMC Health Plan | Commercial | $31,541.60 | ↓ -59% |
| Highmark Wholecare (prev Gateway) | Medicare | $32,152.50 | ↓ -58% |
| PA Health & Wellness | PA Medicaid HMO | $35,367.75 | ↓ -54% |
| Coventry/First Health | Commercial | $45,013.50 | ↓ -42% |
| Private Health Care Systems | PPO | $51,444.00 | ↓ -33% |
| SelectCare | Commercial | $51,444.00 | ↓ -33% |
| Humana | Commercial | $54,659.25 | ↓ -29% |
| Highmark BCBS of PA | Managed Care - Social Mission | $87,995.46 | ↑ +14% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $88,446.55 | ↑ +15% |
| Highmark BCBS of PA | Managed Care | $117,844.05 | ↑ +53% |
| Highmark BCBS of PA | Commercial - Indemnity | $118,454.73 | ↑ +54% |
| Highmark BCBS of PA | UPMC Emergent | $235,688.10 | ↑ +205% |
Visitor-reported prices
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Membrane collgn porcine maci w/autologous cult chondrocytes at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $50,047.20 | $12,692.02 – $49,037.35 |
| UPMC Presbyterian | Pittsburgh | $308,663.40 | $11,574.90 – $54,659.25 |
| UPMC Williamsport | Williamsport | $114,657.00 | $17,198.46 – $57,328.20 |