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Mayo repu protein electrophoresis urine at UPMC St. Margaret

815 Freeport Road, Pittsburgh, PA · UPMC · · NPI 1790795359

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$194.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$324.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$15.39 with UPMC Health Plan vs $275.40 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Managed Medicare $15.39 ↓ -92%
UPMC Health Plan Commercial $16.95 ↓ -91%
UPMC Work Partners Workers Comp $17.62 ↓ -91%
Aetna of PA Medicare $18.72 ↓ -90%
Highmark Wholecare (prev Gateway) Medicare $19.25 ↓ -90%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $19.26 ↓ -90%
Aetna Medicare $19.61 ↓ -90%
UPMC Health Plan Managed Medicaid $21.93 ↓ -89%
United Healthcare Community Plan for Families PA CHIP/PA Medicaid $21.93 ↓ -89%
Highmark Wholecare (prev Gateway) Medicaid $29.57 ↓ -85%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $31.13 ↓ -84%
PA Health & Wellness PA Medicaid HMO $33.98 ↓ -83%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $48.32 ↓ -75%
Aetna Neighborhood Network $81.65 ↓ -58%
Highmark BCBS of PA Managed Care - Social Mission $84.00 ↓ -57%
Aetna Home Depot Employer Group $88.78 ↓ -54%
Aetna NBR ASO/FI $90.72 ↓ -53%
Cigna New Business ASO $90.72 ↓ -53%
Highmark BCBS of PA Managed Care $112.49 ↓ -42%
Aetna EBR FI $123.12 ↓ -37%
Aetna EBR ASO $129.60 ↓ -33%
Cigna Commercial $129.60 ↓ -33%
Highmark BCBS of PA Commercial - Social Mission Indemnity $139.85 ↓ -28%
Highmark BCBS of PA Commercial - Indemnity $187.30 ↓ -4%
Highmark BCBS of PA UPMC Emergent $224.99 ↑ +16%
Coventry/First Health Commercial $226.80 ↑ +17%
Private Health Care Systems PPO $259.20 ↑ +33%
SelectCare Commercial $259.20 ↑ +33%
Humana Commercial $275.40 ↑ +42%

Visitor-reported prices

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Mayo repu protein electrophoresis urine at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Passavant-McCandless Pittsburgh $255.60 $16.57 – $342.55
UPMC Mercy Pittsburgh $181.20 $14.86 – $271.80
UPMC Presbyterian Pittsburgh $1,390.20 $17.62 – $1,969.45
UPMC Muncy Muncy $219.60 $17.62 – $292.80
UPMC Northwest Seneca $241.20 $16.17 – $341.70
UPMC Somerset Somerset $91.20 $17.62 – $114.00
UPMC Wellsboro Wellsboro $265.60 $17.62 – $298.80
UPMC Williamsport Williamsport $219.60 $17.62 – $292.80

All Pennsylvania hospitals for this procedure →