healthcosts.net

Insertion catheter bladder temporary simple at UPMC St. Margaret

815 Freeport Road, Pittsburgh, PA · UPMC · · NPI 1790795359

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$551.40

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$919.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$30.26 with UPMC Health Plan vs $1,033.82 with Highmark BCBS of PA — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Managed Medicaid $30.26 ↓ -95%
United Healthcare Community Plan for Families PA CHIP/PA Medicaid $30.26 ↓ -95%
Highmark Wholecare (prev Gateway) Medicaid $40.80 ↓ -93%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $42.95 ↓ -92%
PA Health & Wellness PA Medicaid HMO $46.88 ↓ -91%
UPMC Health Plan Commercial $83.92 ↓ -85%
UPMC Health Plan Managed Medicare $106.10 ↓ -81%
Aetna of PA Medicare $129.03 ↓ -77%
Highmark Wholecare (prev Gateway) Medicare $132.71 ↓ -76%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $132.72 ↓ -76%
Aetna Medicare $135.18 ↓ -75%
UPMC Work Partners Workers Comp $167.61 ↓ -70%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $173.35 ↓ -69%
Aetna Neighborhood Network $231.59 ↓ -58%
Aetna Home Depot Employer Group $251.81 ↓ -54%
Aetna NBR ASO/FI $257.32 ↓ -53%
Cigna New Business ASO $257.32 ↓ -53%
Aetna EBR FI $349.22 ↓ -37%
Aetna EBR ASO $367.60 ↓ -33%
Cigna Commercial $367.60 ↓ -33%
Highmark BCBS of PA Managed Care - Social Mission $385.96 ↓ -30%
Highmark BCBS of PA Commercial - Social Mission Indemnity $501.73 ↓ -9%
Highmark BCBS of PA Managed Care $516.91 ↓ -6%
Coventry/First Health Commercial $643.30 ↑ +17%
Highmark BCBS of PA Commercial - Indemnity $671.96 ↑ +22%
Private Health Care Systems PPO $735.20 ↑ +33%
SelectCare Commercial $735.20 ↑ +33%
Humana Commercial $781.15 ↑ +42%
Highmark BCBS of PA UPMC Emergent $1,033.82 ↑ +87%
US Family Health Plan Tricare Prime not published by hospital
Tricare East Region not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Insertion catheter bladder temporary simple at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Passavant-McCandless Pittsburgh $495.00 $30.26 – $701.25
UPMC Mercy Pittsburgh $663.60 $30.26 – $995.40
UPMC Presbyterian Pittsburgh $1,027.20 $30.26 – $1,455.20
UPMC Muncy Muncy $247.20 $30.26 – $329.60
UPMC Northwest Seneca $538.20 $30.26 – $762.45
UPMC Somerset Somerset $640.20 $30.26 – $194.25
UPMC Wellsboro Wellsboro $1,009.80 $13.50 – $167.61
UPMC Williamsport Williamsport $247.20 $30.26 – $313.60

All Pennsylvania hospitals for this procedure →