healthcosts.net
Infectious agent nucleic acid quantification bk virus at UPMC St. Margaret
815 Freeport Road, Pittsburgh, PA · UPMC · · NPI 1790795359
$379.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$632.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$36.99 with UPMC Health Plan vs $537.20 with Humana — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | Managed Medicare | $36.99 | ↓ -90% |
| UPMC Work Partners | Workers Comp | $42.34 | ↓ -89% |
| Aetna of PA | Medicare | $44.98 | ↓ -88% |
| Highmark Wholecare (prev Gateway) | Medicare | $46.26 | ↓ -88% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $46.27 | ↓ -88% |
| Aetna | Medicare | $47.12 | ↓ -88% |
| UPMC Health Plan | Commercial | $87.71 | ↓ -77% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $114.79 | ↓ -70% |
| Aetna | Neighborhood Network | $159.26 | ↓ -58% |
| Aetna | Home Depot Employer Group | $173.17 | ↓ -54% |
| Aetna | NBR ASO/FI | $176.96 | ↓ -53% |
| Cigna | New Business ASO | $176.96 | ↓ -53% |
| Highmark BCBS of PA | Managed Care - Social Mission | $199.54 | ↓ -47% |
| Aetna | EBR FI | $240.16 | ↓ -37% |
| Aetna | EBR ASO | $252.80 | ↓ -33% |
| Cigna | Commercial | $252.80 | ↓ -33% |
| Highmark BCBS of PA | Managed Care | $267.23 | ↓ -30% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $332.23 | ↓ -12% |
| PA Health & Wellness | PA Medicaid HMO | $347.60 | ↓ -8% |
| Coventry/First Health | Commercial | $442.40 | ↑ +17% |
| Highmark BCBS of PA | Commercial - Indemnity | $444.94 | ↑ +17% |
| Private Health Care Systems | PPO | $505.60 | ↑ +33% |
| SelectCare | Commercial | $505.60 | ↑ +33% |
| Highmark BCBS of PA | UPMC Emergent | $534.47 | ↑ +41% |
| Humana | Commercial | $537.20 | ↑ +42% |
Visitor-reported prices
Comments
Infectious agent nucleic acid quantification bk virus at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Mercy | Pittsburgh | $300.00 | $35.71 – $450.00 |
| UPMC Passavant-McCandless | Pittsburgh | $483.00 | $39.81 – $573.75 |
| UPMC Presbyterian | Pittsburgh | $664.80 | $31.36 – $888.25 |
| UPMC Muncy | Muncy | $517.80 | $33.45 – $690.40 |
| UPMC Northwest | Seneca | $385.80 | $38.85 – $546.55 |
| UPMC Somerset | Somerset | $238.80 | $30.05 – $143.25 |
| UPMC Wellsboro | Wellsboro | $1,043.20 | $33.45 – $704.70 |
| UPMC Williamsport | Williamsport | $517.80 | $33.45 – $690.40 |