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Infectious agent antigen immunoassay ql/sq multi step hiv-1 antigen(s) hiv-1&2 antibodies at UPMC St. Margaret
815 Freeport Road, Pittsburgh, PA · UPMC · · NPI 1790795359
$168.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$281.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$20.79 with UPMC Health Plan vs $238.85 with Humana — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | Managed Medicare | $20.79 | ↓ -88% |
| UPMC Work Partners | Workers Comp | $23.80 | ↓ -86% |
| Aetna of PA | Medicare | $25.28 | ↓ -85% |
| Highmark Wholecare (prev Gateway) | Medicare | $26.00 | ↓ -85% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $26.01 | ↓ -85% |
| Aetna | Medicare | $26.49 | ↓ -84% |
| UPMC Health Plan | Commercial | $27.33 | ↓ -84% |
| UPMC Health Plan | Managed Medicaid | $30.03 | ↓ -82% |
| United Healthcare Community Plan for Families | PA CHIP/PA Medicaid | $30.03 | ↓ -82% |
| Highmark Wholecare (prev Gateway) | Medicaid | $40.49 | ↓ -76% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $42.62 | ↓ -75% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $43.87 | ↓ -74% |
| PA Health & Wellness | PA Medicaid HMO | $46.52 | ↓ -72% |
| Aetna | Neighborhood Network | $70.81 | ↓ -58% |
| Highmark BCBS of PA | Managed Care - Social Mission | $76.27 | ↓ -55% |
| Aetna | Home Depot Employer Group | $76.99 | ↓ -54% |
| Aetna | NBR ASO/FI | $78.68 | ↓ -53% |
| Cigna | New Business ASO | $78.68 | ↓ -53% |
| Highmark BCBS of PA | Managed Care | $102.14 | ↓ -39% |
| Aetna | EBR FI | $106.78 | ↓ -37% |
| Aetna | EBR ASO | $112.40 | ↓ -33% |
| Cigna | Commercial | $112.40 | ↓ -33% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $126.98 | ↓ -25% |
| Highmark BCBS of PA | Commercial - Indemnity | $170.06 | ↑ +1% |
| Coventry/First Health | Commercial | $196.70 | ↑ +17% |
| Highmark BCBS of PA | UPMC Emergent | $204.28 | ↑ +21% |
| Private Health Care Systems | PPO | $224.80 | ↑ +33% |
| SelectCare | Commercial | $224.80 | ↑ +33% |
| Humana | Commercial | $238.85 | ↑ +42% |
Visitor-reported prices
Comments
Infectious agent antigen immunoassay ql/sq multi step hiv-1 antigen(s) hiv-1&2 antibodies at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Mercy | Pittsburgh | $200.40 | $20.07 – $300.60 |
| UPMC Passavant-McCandless | Pittsburgh | $168.60 | $22.38 – $238.85 |
| UPMC Presbyterian | Pittsburgh | $214.80 | $23.80 – $304.30 |
| UPMC Muncy | Muncy | $226.20 | $23.80 – $301.60 |
| UPMC Northwest | Seneca | $268.80 | $21.84 – $380.80 |
| UPMC Somerset | Somerset | $135.00 | $23.80 – $168.75 |
| UPMC Wellsboro | Wellsboro | $273.60 | $23.80 – $268.20 |
| UPMC Williamsport | Williamsport | $197.40 | $23.80 – $263.20 |