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Immunofluorescence per specimen each additional single antibody stain at UPMC St. Margaret

815 Freeport Road, Pittsburgh, PA · UPMC · · NPI 1790795359

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$168.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$280.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$21.60 with UPMC Health Plan vs $238.00 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Managed Medicaid $21.60 ↓ -87%
United Healthcare Community Plan for Families PA CHIP/PA Medicaid $21.60 ↓ -87%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $28.64 ↓ -83%
Highmark Wholecare (prev Gateway) Medicaid $29.13 ↓ -83%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $30.66 ↓ -82%
PA Health & Wellness PA Medicaid HMO $33.47 ↓ -80%
Highmark BCBS of PA Managed Care - Social Mission $49.78 ↓ -70%
Highmark BCBS of PA Managed Care $66.67 ↓ -60%
Aetna Medicare $70.00 ↓ -58%
Aetna Neighborhood Network $70.56 ↓ -58%
Aetna Home Depot Employer Group $76.72 ↓ -54%
Aetna NBR ASO/FI $78.40 ↓ -53%
Cigna New Business ASO $78.40 ↓ -53%
Highmark BCBS of PA Commercial - Social Mission Indemnity $82.88 ↓ -51%
UPMC Work Partners Workers Comp $91.87 ↓ -45%
Aetna EBR FI $106.40 ↓ -37%
Highmark BCBS of PA Commercial - Indemnity $111.00 ↓ -34%
Aetna EBR ASO $112.00 ↓ -33%
Cigna Commercial $112.00 ↓ -33%
Highmark BCBS of PA UPMC Emergent $133.33 ↓ -21%
Highmark Wholecare (prev Gateway) Medicare $140.00 ↓ -17%
Coventry/First Health Commercial $196.00 ↑ +17%
UPMC Health Plan Commercial $216.85 ↑ +29%
Private Health Care Systems PPO $224.00 ↑ +33%
SelectCare Commercial $224.00 ↑ +33%
Humana Commercial $238.00 ↑ +42%

Visitor-reported prices

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Immunofluorescence per specimen each additional single antibody stain at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Mercy Pittsburgh $72.60 $21.60 – $108.90
UPMC Passavant-McCandless Pittsburgh $96.00 $21.60 – $128.35
UPMC Presbyterian Pittsburgh $194.40 $14.44 – $275.40
UPMC Muncy Muncy $84.60 $15.40 – $112.80
UPMC Northwest Seneca $108.00 $21.60 – $153.00
UPMC Somerset Somerset $195.60 $13.83 – $244.50
UPMC Wellsboro Wellsboro $102.40 $15.40 – $115.20
UPMC Williamsport Williamsport $84.60 $15.40 – $112.80

All Pennsylvania hospitals for this procedure →