healthcosts.net

Igh@ var region somatic mutation analy at UPMC St. Margaret

815 Freeport Road, Pittsburgh, PA · UPMC · · NPI 1790795359

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$1,392.00

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,320.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$254.29 with UPMC Health Plan vs $1,972.00 with Humana — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Managed Medicare $254.29 ↓ -82%
UPMC Work Partners Workers Comp $291.08 ↓ -79%
Aetna of PA Medicare $309.25 ↓ -78%
Highmark Wholecare (prev Gateway) Medicare $318.05 ↓ -77%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $318.08 ↓ -77%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $321.44 ↓ -77%
Aetna Medicare $323.97 ↓ -77%
UPMC Health Plan Managed Medicaid $352.69 ↓ -75%
United Healthcare Community Plan for Families PA CHIP/PA Medicaid $352.69 ↓ -75%
UPMC Health Plan Commercial $419.50 ↓ -70%
Highmark Wholecare (prev Gateway) Medicaid $475.49 ↓ -66%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $500.54 ↓ -64%
PA Health & Wellness PA Medicaid HMO $546.42 ↓ -61%
Highmark BCBS of PA Managed Care - Social Mission $558.78 ↓ -60%
Aetna Neighborhood Network $584.64 ↓ -58%
Aetna Home Depot Employer Group $635.68 ↓ -54%
Aetna NBR ASO/FI $649.60 ↓ -53%
Cigna New Business ASO $649.60 ↓ -53%
Highmark BCBS of PA Managed Care $748.36 ↓ -46%
Aetna EBR FI $881.60 ↓ -37%
Aetna EBR ASO $928.00 ↓ -33%
Cigna Commercial $928.00 ↓ -33%
Highmark BCBS of PA Commercial - Social Mission Indemnity $930.36 ↓ -33%
Highmark BCBS of PA Commercial - Indemnity $1,246.02 ↓ -10%
Highmark BCBS of PA UPMC Emergent $1,496.72 ↑ +8%
Coventry/First Health Commercial $1,624.00 ↑ +17%
Private Health Care Systems PPO $1,856.00 ↑ +33%
SelectCare Commercial $1,856.00 ↑ +33%
Humana Commercial $1,972.00 ↑ +42%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Igh@ var region somatic mutation analy at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Passavant-McCandless Pittsburgh $2,296.20 $273.70 – $1,739.10
UPMC Mercy Pittsburgh $1,392.00 $245.51 – $2,088.00
UPMC Presbyterian Pittsburgh $2,090.40 $291.08 – $1,739.10
UPMC Muncy Muncy $1,283.40 $291.08 – $1,629.60
UPMC Northwest Seneca $1,416.60 $267.10 – $1,739.10
UPMC Somerset Somerset $1,702.80 $291.08 – $2,128.50
UPMC Wellsboro Wellsboro $2,004.60 $291.08 – $1,530.90
UPMC Williamsport Williamsport $2,169.00 $291.08 – $1,653.60

All Pennsylvania hospitals for this procedure →