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Heparin, porcine (pf) 10 unit/ml flush (wrapper) at UPMC St. Margaret

815 Freeport Road, Pittsburgh, PA · UPMC · · NPI 1790795359

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$3.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$6.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.01 with UPMC Health Plan vs $5.79 with Highmark BCBS of PA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Managed Medicaid $0.01 ↓ -100%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $0.02 ↓ -99%
PA Health & Wellness PA Medicaid HMO $0.02 ↓ -99%
UPMC Health Plan Commercial $0.02 ↓ -99%
Aetna Medicare $0.26 ↓ -93%
Aetna Neighborhood Network $0.26 ↓ -93%
UPMC Work Partners Workers Comp $0.27 ↓ -93%
Aetna Home Depot Employer Group $0.29 ↓ -92%
Aetna NBR ASO/FI $0.29 ↓ -92%
Cigna New Business ASO $0.29 ↓ -92%
Aetna EBR FI $0.40 ↓ -89%
Aetna EBR ASO $0.42 ↓ -88%
Cigna Commercial $0.42 ↓ -88%
Highmark Wholecare (prev Gateway) Medicare $0.53 ↓ -85%
Coventry/First Health Commercial $0.74 ↓ -79%
Private Health Care Systems PPO $0.84 ↓ -77%
SelectCare Commercial $0.84 ↓ -77%
Humana Commercial $0.89 ↓ -75%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $1.18 ↓ -67%
Highmark BCBS of PA Managed Care - Social Mission $2.16 ↓ -40%
Highmark BCBS of PA Commercial - Social Mission Indemnity $2.17 ↓ -40%
Highmark BCBS of PA Managed Care $2.89 ↓ -20%
Highmark BCBS of PA Commercial - Indemnity $2.91 ↓ -19%
Highmark BCBS of PA UPMC Emergent $5.79 ↑ +61%

Visitor-reported prices

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Heparin, porcine (pf) 10 unit/ml flush (wrapper) at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Presbyterian Pittsburgh $12.00 $0.01 – $1.18
UPMC Western Psychiatric Pittsburgh $6.45 $0.02 – $9.14
UPMC Muncy Muncy $4.40 $0.02 – $1.80
UPMC Northwest Seneca $5.40 $0.01 – $1.93
UPMC Somerset Somerset $1.20 $0.02 – $1.50
UPMC Wellsboro Wellsboro $4.40 $0.02 – $1.80
UPMC Williamsport Williamsport $4.40 $0.02 – $1.80

All Pennsylvania hospitals for this procedure →