healthcosts.net
Ghs tx sp hip disloc abd splnt/trac wo at UPMC St. Margaret
815 Freeport Road, Pittsburgh, PA · UPMC · · NPI 1790795359
$3,033.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$5,055.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$197.46 with UPMC Health Plan vs $4,296.75 with Humana — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | Managed Medicare | $197.46 | ↓ -93% |
| UPMC Health Plan | Commercial | $224.64 | ↓ -93% |
| Aetna of PA | Medicare | $240.13 | ↓ -92% |
| UPMC Health Plan | Managed Medicaid | $241.78 | ↓ -92% |
| United Healthcare Community Plan for Families | PA CHIP/PA Medicaid | $241.78 | ↓ -92% |
| Highmark Wholecare (prev Gateway) | Medicare | $246.97 | ↓ -92% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $247.00 | ↓ -92% |
| Aetna | Medicare | $251.57 | ↓ -92% |
| Highmark Wholecare (prev Gateway) | Medicaid | $325.96 | ↓ -89% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $343.13 | ↓ -89% |
| PA Health & Wellness | PA Medicaid HMO | $374.58 | ↓ -88% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $546.79 | ↓ -82% |
| UPMC Work Partners | Workers Comp | $843.94 | ↓ -72% |
| Highmark BCBS of PA | Managed Care - Social Mission | $1,217.43 | ↓ -60% |
| Aetna | Neighborhood Network | $1,273.86 | ↓ -58% |
| Aetna | Home Depot Employer Group | $1,385.07 | ↓ -54% |
| Aetna | NBR ASO/FI | $1,415.40 | ↓ -53% |
| Cigna | New Business ASO | $1,415.40 | ↓ -53% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $1,582.60 | ↓ -48% |
| Highmark BCBS of PA | Managed Care | $1,630.47 | ↓ -46% |
| Aetna | EBR FI | $1,920.90 | ↓ -37% |
| Aetna | EBR ASO | $2,022.00 | ↓ -33% |
| Cigna | Commercial | $2,022.00 | ↓ -33% |
| Highmark BCBS of PA | Commercial - Indemnity | $2,119.54 | ↓ -30% |
| Highmark BCBS of PA | UPMC Emergent | $3,260.95 | ↑ +8% |
| Coventry/First Health | Commercial | $3,538.50 | ↑ +17% |
| Private Health Care Systems | PPO | $4,044.00 | ↑ +33% |
| SelectCare | Commercial | $4,044.00 | ↑ +33% |
| Humana | Commercial | $4,296.75 | ↑ +42% |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
| Tricare | East Region | not published by hospital | — |
Visitor-reported prices
Comments
Ghs tx sp hip disloc abd splnt/trac wo at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Mercy | Pittsburgh | $3,010.80 | $190.64 – $4,516.20 |
| UPMC Presbyterian | Pittsburgh | $4,030.20 | $241.78 – $5,709.45 |
| UPMC Muncy | Muncy | $499.80 | $124.95 – $993.28 |
| UPMC Somerset | Somerset | $1,961.40 | $226.41 – $2,451.75 |
| UPMC Wellsboro | Wellsboro | $604.00 | $135.90 – $993.28 |
| UPMC Williamsport | Williamsport | $499.80 | $230.94 – $993.28 |