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Gardner vag dna quant at UPMC St. Margaret

815 Freeport Road, Pittsburgh, PA · UPMC · · NPI 1790795359

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$378.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$630.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$36.06 with UPMC Health Plan vs $535.50 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Managed Medicare $36.06 ↓ -90%
UPMC Work Partners Workers Comp $41.27 ↓ -89%
Aetna of PA Medicare $43.85 ↓ -88%
Highmark Wholecare (prev Gateway) Medicare $45.10 ↓ -88%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $45.10 ↓ -88%
Aetna Medicare $45.94 ↓ -88%
UPMC Health Plan Commercial $85.68 ↓ -77%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $111.86 ↓ -70%
Aetna Neighborhood Network $158.76 ↓ -58%
Aetna Home Depot Employer Group $172.62 ↓ -54%
Aetna NBR ASO/FI $176.40 ↓ -53%
Cigna New Business ASO $176.40 ↓ -53%
Highmark BCBS of PA Managed Care - Social Mission $194.45 ↓ -49%
Aetna EBR FI $239.40 ↓ -37%
Aetna EBR ASO $252.00 ↓ -33%
Cigna Commercial $252.00 ↓ -33%
Highmark BCBS of PA Managed Care $260.42 ↓ -31%
Highmark BCBS of PA Commercial - Social Mission Indemnity $323.75 ↓ -14%
PA Health & Wellness PA Medicaid HMO $346.50 ↓ -8%
Highmark BCBS of PA Commercial - Indemnity $433.60 ↑ +15%
Coventry/First Health Commercial $441.00 ↑ +17%
Private Health Care Systems PPO $504.00 ↑ +33%
SelectCare Commercial $504.00 ↑ +33%
Highmark BCBS of PA UPMC Emergent $520.84 ↑ +38%
Humana Commercial $535.50 ↑ +42%

Visitor-reported prices

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Gardner vag dna quant at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Mercy Pittsburgh $505.20 $34.81 – $757.80
UPMC Passavant-McCandless Pittsburgh $410.40 $38.81 – $581.40
UPMC Presbyterian Pittsburgh $483.00 $30.56 – $684.25
UPMC Muncy Muncy $290.40 $32.60 – $387.20
UPMC Somerset Somerset $232.80 $29.29 – $291.00
UPMC Wellsboro Wellsboro $351.20 $32.60 – $395.10
UPMC Williamsport Williamsport $290.40 $32.60 – $387.20

All Pennsylvania hospitals for this procedure →