External tissue culture neoplastic disorders bone marrow/blood cells at UPMC St. Margaret

815 Freeport Road, Pittsburgh, PA · UPMC · · NPI 1790795359

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$1,228.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$2,047.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$124.11 with UPMC Health Plan vs $1,739.95 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Managed Medicare $124.11 ↓ -90%
UPMC Work Partners Workers Comp $142.07 ↓ -88%
Aetna of PA Medicare $150.94 ↓ -88%
Highmark Wholecare (prev Gateway) Medicare $155.24 ↓ -87%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $155.25 ↓ -87%
Aetna Medicare $158.12 ↓ -87%
UPMC Health Plan Managed Medicaid $192.02 ↓ -84%
United Healthcare Community Plan for Families PA CHIP/PA Medicaid $192.02 ↓ -84%
Highmark Wholecare (prev Gateway) Medicaid $258.87 ↓ -79%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $272.51 ↓ -78%
UPMC Health Plan Commercial $275.58 ↓ -78%
PA Health & Wellness PA Medicaid HMO $297.49 ↓ -76%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $346.59 ↓ -72%
Aetna Neighborhood Network $515.84 ↓ -58%
Aetna Home Depot Employer Group $560.88 ↓ -54%
Cigna New Business ASO $573.16 ↓ -53%
Aetna NBR ASO/FI $573.16 ↓ -53%
Highmark BCBS of PA Managed Care - Social Mission $602.49 ↓ -51%
Aetna EBR FI $777.86 ↓ -37%
Highmark BCBS of PA Managed Care $806.90 ↓ -34%
Cigna Commercial $818.80 ↓ -33%
Aetna EBR ASO $818.80 ↓ -33%
Highmark BCBS of PA Commercial - Social Mission Indemnity $1,003.14 ↓ -18%
Highmark BCBS of PA Commercial - Indemnity $1,343.49 ↑ +9%
Coventry/First Health Commercial $1,432.90 ↑ +17%
Highmark BCBS of PA UPMC Emergent $1,613.80 ↑ +31%
SelectCare Commercial $1,637.60 ↑ +33%
Private Health Care Systems PPO $1,637.60 ↑ +33%
Humana Commercial $1,739.95 ↑ +42%

Visitor-reported prices

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External tissue culture neoplastic disorders bone marrow/blood cells at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Magee Pittsburgh $1,178.40 $134.54 – $346.59
UPMC Mercy Pittsburgh $1,340.40 $119.83 – $343.32
UPMC Passavant-McCandless Pittsburgh $2,099.40 $133.59 – $346.59
UPMC Presbyterian Pittsburgh $2,004.60 $142.07 – $346.59
UPMC Altoona Altoona $621.60 $142.07 – $828.80
UPMC Bedford Everett $2,074.80 $51.87 – $3,112.20
UPMC Carlisle Carlisle $1,028.40 $142.31 – $1,456.90
UPMC Cole Coudersport $646.20 $53.00 – $861.60

All Pennsylvania hospitals for this procedure →