healthcosts.net
Excimer lsr psriasis 250-500 at UPMC St. Margaret
815 Freeport Road, Pittsburgh, PA · UPMC · · NPI 1790795359
$667.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,113.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$65.01 with UPMC Health Plan vs $946.05 with Humana — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | Managed Medicaid | $65.01 | ↓ -90% |
| United Healthcare Community Plan for Families | PA CHIP/PA Medicaid | $65.01 | ↓ -90% |
| Highmark Wholecare (prev Gateway) | Medicaid | $87.65 | ↓ -87% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $92.26 | ↓ -86% |
| PA Health & Wellness | PA Medicaid HMO | $100.72 | ↓ -85% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $106.79 | ↓ -84% |
| UPMC Health Plan | Commercial | $163.27 | ↓ -76% |
| Aetna | Medicare | $278.25 | ↓ -58% |
| Highmark BCBS of PA | Managed Care - Social Mission | $278.94 | ↓ -58% |
| Aetna | Neighborhood Network | $280.48 | ↓ -58% |
| UPMC Work Partners | Workers Comp | $283.85 | ↓ -57% |
| Aetna | Home Depot Employer Group | $304.96 | ↓ -54% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $309.09 | ↓ -54% |
| Aetna | NBR ASO/FI | $311.64 | ↓ -53% |
| Cigna | New Business ASO | $311.64 | ↓ -53% |
| Highmark BCBS of PA | Managed Care | $373.59 | ↓ -44% |
| Highmark BCBS of PA | Commercial - Indemnity | $413.96 | ↓ -38% |
| Aetna | EBR FI | $422.94 | ↓ -37% |
| Aetna | EBR ASO | $445.20 | ↓ -33% |
| Cigna | Commercial | $445.20 | ↓ -33% |
| Highmark Wholecare (prev Gateway) | Medicare | $556.50 | ↓ -17% |
| Highmark BCBS of PA | UPMC Emergent | $747.18 | ↑ +12% |
| Coventry/First Health | Commercial | $779.10 | ↑ +17% |
| Private Health Care Systems | PPO | $890.40 | ↑ +33% |
| SelectCare | Commercial | $890.40 | ↑ +33% |
| Humana | Commercial | $946.05 | ↑ +42% |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
| Tricare | East Region | not published by hospital | — |