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Ecg external > 48 hours up to 7 days recording at UPMC St. Margaret

815 Freeport Road, Pittsburgh, PA · UPMC · · NPI 1790795359

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$72.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$120.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10.01 with UPMC Health Plan vs $102.00 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Managed Medicaid $10.01 ↓ -86%
United Healthcare Community Plan for Families PA CHIP/PA Medicaid $10.01 ↓ -86%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $10.85 ↓ -85%
Highmark Wholecare (prev Gateway) Medicaid $13.50 ↓ -81%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $14.21 ↓ -80%
PA Health & Wellness PA Medicaid HMO $15.51 ↓ -78%
UPMC Work Partners Workers Comp $16.67 ↓ -77%
Highmark BCBS of PA Managed Care - Social Mission $28.33 ↓ -61%
Aetna Medicare $30.00 ↓ -58%
Aetna Neighborhood Network $30.24 ↓ -58%
Highmark BCBS of PA Commercial - Social Mission Indemnity $31.39 ↓ -56%
UPMC Health Plan Managed Medicare $32.31 ↓ -55%
Aetna Home Depot Employer Group $32.88 ↓ -54%
Aetna NBR ASO/FI $33.60 ↓ -53%
Cigna New Business ASO $33.60 ↓ -53%
Highmark BCBS of PA Managed Care $37.94 ↓ -47%
Aetna of PA Medicare $39.29 ↓ -45%
Highmark Wholecare (prev Gateway) Medicare $40.41 ↓ -44%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $40.41 ↓ -44%
Highmark BCBS of PA Commercial - Indemnity $42.04 ↓ -42%
Aetna EBR FI $45.60 ↓ -37%
Aetna EBR ASO $48.00 ↓ -33%
Cigna Commercial $48.00 ↓ -33%
UPMC Health Plan Commercial $48.10 ↓ -33%
Highmark BCBS of PA UPMC Emergent $75.89 ↑ +5%
Coventry/First Health Commercial $84.00 ↑ +17%
Private Health Care Systems PPO $96.00 ↑ +33%
SelectCare Commercial $96.00 ↑ +33%
Humana Commercial $102.00 ↑ +42%
US Family Health Plan Tricare Prime not published by hospital
Tricare East Region not published by hospital

Visitor-reported prices

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Ecg external > 48 hours up to 7 days recording at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Mercy Pittsburgh $60.60 $10.01 – $90.90
UPMC Passavant-McCandless Pittsburgh $72.60 $10.01 – $102.85
UPMC Presbyterian Pittsburgh $97.80 $10.01 – $138.55
UPMC Muncy Muncy $74.40 $10.01 – $99.20
UPMC Northwest Seneca $66.00 $10.01 – $93.50
UPMC Somerset Somerset $72.00 $10.01 – $90.00
UPMC Wellsboro Wellsboro $91.20 $10.01 – $102.60
UPMC Williamsport Williamsport $75.00 $10.01 – $100.00

All Pennsylvania hospitals for this procedure →