healthcosts.net
Dialysis one evaluation at UPMC St. Margaret
815 Freeport Road, Pittsburgh, PA · UPMC · · NPI 1790795359
$1,013.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,689.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$226.76 with UPMC Work Partners vs $1,721.54 with Highmark BCBS of PA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Work Partners | Workers Comp | $226.76 | ↓ -78% |
| UPMC Health Plan | Managed Medicare | $350.51 | ↓ -65% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $370.10 | ↓ -63% |
| Aetna | Neighborhood Network | $425.63 | ↓ -58% |
| Aetna of PA | Medicare | $426.27 | ↓ -58% |
| Highmark Wholecare (prev Gateway) | Medicare | $438.41 | ↓ -57% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $438.45 | ↓ -57% |
| Aetna | Medicare | $446.57 | ↓ -56% |
| Aetna | Home Depot Employer Group | $462.79 | ↓ -54% |
| Aetna | NBR ASO/FI | $472.92 | ↓ -53% |
| Cigna | New Business ASO | $472.92 | ↓ -53% |
| Aetna | EBR FI | $641.82 | ↓ -37% |
| Highmark BCBS of PA | Managed Care - Social Mission | $642.71 | ↓ -37% |
| Aetna | EBR ASO | $675.60 | ↓ -33% |
| Cigna | Commercial | $675.60 | ↓ -33% |
| Highmark BCBS of PA | Managed Care | $860.77 | ↓ -15% |
| PA Health & Wellness | PA Medicaid HMO | $928.95 | ↓ -8% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $1,071.20 | ↑ +6% |
| Coventry/First Health | Commercial | $1,182.30 | ↑ +17% |
| Private Health Care Systems | PPO | $1,351.20 | ↑ +33% |
| SelectCare | Commercial | $1,351.20 | ↑ +33% |
| UPMC Health Plan | Commercial | $1,384.28 | ↑ +37% |
| Highmark BCBS of PA | Commercial - Indemnity | $1,434.63 | ↑ +42% |
| Humana | Commercial | $1,435.65 | ↑ +42% |
| Highmark BCBS of PA | UPMC Emergent | $1,721.54 | ↑ +70% |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
| Tricare | East Region | not published by hospital | — |
Visitor-reported prices
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Dialysis one evaluation at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $1,560.60 | $226.76 – $2,210.85 |
| UPMC Presbyterian | Pittsburgh | $1,098.60 | $42.00 – $1,823.97 |
| UPMC Somerset | Somerset | $970.80 | $40.25 – $1,213.50 |
| UPMC Wellsboro | Wellsboro | $1,536.00 | $44.80 – $1,728.00 |
| UPMC Williamsport | Williamsport | $1,270.20 | $44.80 – $1,693.60 |