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Culture fungi skin/hair/nail at UPMC St. Margaret

815 Freeport Road, Pittsburgh, PA · UPMC · · NPI 1790795359

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$79.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$133.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6.66 with UPMC Health Plan vs $113.05 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Managed Medicare $6.66 ↓ -92%
UPMC Work Partners Workers Comp $7.62 ↓ -90%
Aetna of PA Medicare $8.10 ↓ -90%
Highmark Wholecare (prev Gateway) Medicare $8.33 ↓ -90%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $8.33 ↓ -90%
Aetna Medicare $8.48 ↓ -89%
UPMC Health Plan Managed Medicaid $10.67 ↓ -87%
United Healthcare Community Plan for Families PA CHIP/PA Medicaid $10.67 ↓ -87%
UPMC Health Plan Commercial $14.05 ↓ -82%
Highmark Wholecare (prev Gateway) Medicaid $14.39 ↓ -82%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $15.14 ↓ -81%
PA Health & Wellness PA Medicaid HMO $16.53 ↓ -79%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $21.15 ↓ -73%
Aetna Neighborhood Network $33.52 ↓ -58%
Aetna Home Depot Employer Group $36.44 ↓ -54%
Highmark BCBS of PA Managed Care - Social Mission $36.76 ↓ -54%
Aetna NBR ASO/FI $37.24 ↓ -53%
Cigna New Business ASO $37.24 ↓ -53%
Highmark BCBS of PA Managed Care $49.24 ↓ -38%
Aetna EBR FI $50.54 ↓ -37%
Aetna EBR ASO $53.20 ↓ -33%
Cigna Commercial $53.20 ↓ -33%
Highmark BCBS of PA Commercial - Social Mission Indemnity $61.21 ↓ -23%
Highmark BCBS of PA Commercial - Indemnity $81.98 ↑ +3%
Coventry/First Health Commercial $93.10 ↑ +17%
Highmark BCBS of PA UPMC Emergent $98.47 ↑ +23%
Private Health Care Systems PPO $106.40 ↑ +33%
SelectCare Commercial $106.40 ↑ +33%
Humana Commercial $113.05 ↑ +42%

Visitor-reported prices

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Culture fungi skin/hair/nail at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Passavant-McCandless Pittsburgh $253.20 $7.16 – $358.70
UPMC Mercy Pittsburgh $80.40 $6.43 – $120.60
UPMC Presbyterian Pittsburgh $520.20 $7.62 – $736.95
UPMC Muncy Muncy $70.80 $7.62 – $94.40
UPMC Northwest Seneca $80.40 $6.99 – $113.90
UPMC Somerset Somerset $43.20 $7.62 – $54.00
UPMC Wellsboro Wellsboro $85.60 $7.62 – $96.30
UPMC Williamsport Williamsport $70.80 $7.62 – $94.40

All Pennsylvania hospitals for this procedure →