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Consultation pathology during surgery frozen section first tissue block at UPMC St. Margaret

815 Freeport Road, Pittsburgh, PA · UPMC · · NPI 1790795359

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$618.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,031.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$28.43 with UPMC Health Plan vs $876.35 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Commercial $28.43 ↓ -95%
UPMC Health Plan Managed Medicaid $35.75 ↓ -94%
United Healthcare Community Plan for Families PA CHIP/PA Medicaid $35.75 ↓ -94%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $39.61 ↓ -94%
Highmark Wholecare (prev Gateway) Medicaid $48.20 ↓ -92%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $50.74 ↓ -92%
PA Health & Wellness PA Medicaid HMO $55.39 ↓ -91%
Highmark BCBS of PA Managed Care - Social Mission $68.86 ↓ -89%
Highmark BCBS of PA Managed Care $92.22 ↓ -85%
Highmark BCBS of PA Commercial - Social Mission Indemnity $114.65 ↓ -81%
UPMC Health Plan Managed Medicare $141.05 ↓ -77%
Highmark BCBS of PA Commercial - Indemnity $153.55 ↓ -75%
Aetna of PA Medicare $171.54 ↓ -72%
Highmark Wholecare (prev Gateway) Medicare $176.42 ↓ -71%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $176.44 ↓ -71%
Aetna Medicare $179.71 ↓ -71%
Highmark BCBS of PA UPMC Emergent $184.45 ↓ -70%
UPMC Work Partners Workers Comp $213.56 ↓ -65%
Aetna Neighborhood Network $259.81 ↓ -58%
Aetna Home Depot Employer Group $282.49 ↓ -54%
Aetna NBR ASO/FI $288.68 ↓ -53%
Cigna New Business ASO $288.68 ↓ -53%
Aetna EBR FI $391.78 ↓ -37%
Aetna EBR ASO $412.40 ↓ -33%
Cigna Commercial $412.40 ↓ -33%
Coventry/First Health Commercial $721.70 ↑ +17%
Private Health Care Systems PPO $824.80 ↑ +33%
SelectCare Commercial $824.80 ↑ +33%
Humana Commercial $876.35 ↑ +42%
US Family Health Plan Tricare Prime not published by hospital
Tricare East Region not published by hospital

Visitor-reported prices

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Consultation pathology during surgery frozen section first tissue block at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Mercy Pittsburgh $245.40 $28.20 – $368.10
UPMC Passavant-McCandless Pittsburgh $322.20 $28.36 – $456.45
UPMC Presbyterian Pittsburgh $652.20 $9.00 – $923.95
UPMC Muncy Muncy $276.00 $9.60 – $368.00
UPMC Northwest Seneca $159.60 $28.38 – $226.10
UPMC Somerset Somerset $337.20 $8.62 – $199.91
UPMC Wellsboro Wellsboro $333.60 $9.60 – $375.30
UPMC Williamsport Williamsport $276.00 $9.60 – $368.00

All Pennsylvania hospitals for this procedure →