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Complx repair sal addl 5 cm/> 13122 at UPMC St. Margaret

815 Freeport Road, Pittsburgh, PA · UPMC · · NPI 1790795359

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$595.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$993.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$176.83 with UPMC Work Partners vs $1,248.58 with Highmark BCBS of PA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Work Partners Workers Comp $176.83 ↓ -70%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $209.36 ↓ -65%
Aetna Medicare $248.25 ↓ -58%
Aetna Neighborhood Network $250.24 ↓ -58%
Aetna Home Depot Employer Group $272.08 ↓ -54%
Aetna NBR ASO/FI $278.04 ↓ -53%
Cigna New Business ASO $278.04 ↓ -53%
Aetna EBR FI $377.34 ↓ -37%
Aetna EBR ASO $397.20 ↓ -33%
Cigna Commercial $397.20 ↓ -33%
Highmark BCBS of PA Managed Care - Social Mission $466.14 ↓ -22%
Highmark Wholecare (prev Gateway) Medicare $496.50 ↓ -17%
PA Health & Wellness PA Medicaid HMO $546.15 ↓ -8%
UPMC Health Plan Commercial $587.43 ↓ -1%
Highmark BCBS of PA Commercial - Social Mission Indemnity $605.96 ↑ +2%
Highmark BCBS of PA Managed Care $624.29 ↑ +5%
Coventry/First Health Commercial $695.10 ↑ +17%
Private Health Care Systems PPO $794.40 ↑ +33%
SelectCare Commercial $794.40 ↑ +33%
Highmark BCBS of PA Commercial - Indemnity $811.55 ↑ +36%
Humana Commercial $844.05 ↑ +42%
Highmark BCBS of PA UPMC Emergent $1,248.58 ↑ +110%

Visitor-reported prices

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Complx repair sal addl 5 cm/> 13122 at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Passavant-McCandless Pittsburgh $478.20 $176.83 – $677.45
UPMC Mercy Pittsburgh $378.00 $157.50 – $822.33
UPMC Presbyterian Pittsburgh $1,247.40 $87.42 – $1,767.15
UPMC Muncy Muncy $825.60 $93.25 – $1,100.80
UPMC Northwest Seneca $1,128.00 $176.83 – $1,598.00
UPMC Somerset Somerset $828.60 $83.78 – $1,035.75
UPMC Wellsboro Wellsboro $998.40 $93.25 – $1,123.20
UPMC Williamsport Williamsport $825.60 $93.25 – $1,100.80

All Pennsylvania hospitals for this procedure →