healthcosts.net
Colonoscopy (diagnostic) at UPMC St. Margaret
815 Freeport Road, Pittsburgh, PA · UPMC · · NPI 1790795359
$1,500.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,500.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$198.55 with UPMC Health Plan vs $4,393.81 with Highmark BCBS of PA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | Managed Medicaid | $198.55 | ↓ -87% |
| United Healthcare Community Plan for Families | PA CHIP/PA Medicaid | $198.55 | ↓ -87% |
| Highmark Wholecare (prev Gateway) | Medicaid | $267.68 | ↓ -82% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $281.78 | ↓ -81% |
| PA Health & Wellness | PA Medicaid HMO | $307.61 | ↓ -79% |
| Aetna | Neighborhood Network | $630.00 | ↓ -58% |
| Aetna | Home Depot Employer Group | $685.00 | ↓ -54% |
| Aetna | NBR ASO/FI | $700.00 | ↓ -53% |
| Cigna | New Business ASO | $700.00 | ↓ -53% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $736.75 | ↓ -51% |
| UPMC Health Plan | Managed Medicare | $750.48 | ↓ -50% |
| UPMC Work Partners | Workers Comp | $780.97 | ↓ -48% |
| Aetna of PA | Medicare | $912.67 | ↓ -39% |
| Highmark Wholecare (prev Gateway) | Medicare | $938.66 | ↓ -37% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $938.75 | ↓ -37% |
| Aetna | EBR FI | $950.00 | ↓ -37% |
| Aetna | Medicare | $956.13 | ↓ -36% |
| Aetna | EBR ASO | $1,000.00 | ↓ -33% |
| Cigna | Commercial | $1,000.00 | ↓ -33% |
| UPMC Health Plan | Commercial | $1,039.25 | ↓ -31% |
| Highmark BCBS of PA | Managed Care - Social Mission | $1,640.37 | ↑ +9% |
| Coventry/First Health | Commercial | $1,750.00 | ↑ +17% |
| Private Health Care Systems | PPO | $2,000.00 | ↑ +33% |
| SelectCare | Commercial | $2,000.00 | ↑ +33% |
| Humana | Commercial | $2,125.00 | ↑ +42% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $2,132.40 | ↑ +42% |
| Highmark BCBS of PA | Managed Care | $2,196.91 | ↑ +46% |
| Highmark BCBS of PA | Commercial - Indemnity | $2,855.88 | ↑ +90% |
| Highmark BCBS of PA | UPMC Emergent | $4,393.81 | ↑ +193% |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
| Tricare | East Region | not published by hospital | — |
Visitor-reported prices
Comments
Colonoscopy (diagnostic) at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $1,685.40 | $198.55 – $2,125.00 |
| UPMC Magee | Pittsburgh | $1,500.00 | $198.55 – $2,300.00 |
| UPMC Mercy | Pittsburgh | $1,500.00 | $198.55 – $2,250.00 |
| UPMC Presbyterian | Pittsburgh | $1,500.00 | $198.55 – $2,125.00 |
| UPMC Altoona | Altoona | $1,500.00 | $180.50 – $2,000.00 |
| UPMC Cole | Coudersport | $609.00 | $189.53 – $1,041.88 |
| UPMC East | Monroeville | $1,500.00 | $198.55 – $2,000.00 |
| UPMC Hamot | Erie | $1,500.00 | $198.55 – $1,750.00 |