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Collection blood specimen using established central/peripheral catheter venous nos at UPMC St. Margaret

815 Freeport Road, Pittsburgh, PA · UPMC · · NPI 1790795359

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$88.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$147.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$37.04 with Aetna vs $265.00 with Highmark BCBS of PA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Neighborhood Network $37.04 ↓ -58%
UPMC Work Partners Workers Comp $38.42 ↓ -56%
Aetna Home Depot Employer Group $40.28 ↓ -54%
Aetna NBR ASO/FI $41.16 ↓ -53%
Cigna New Business ASO $41.16 ↓ -53%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $44.44 ↓ -50%
Aetna EBR FI $55.86 ↓ -37%
Aetna EBR ASO $58.80 ↓ -33%
Cigna Commercial $58.80 ↓ -33%
UPMC Health Plan Commercial $79.85 ↓ -9%
PA Health & Wellness PA Medicaid HMO $80.85 ↓ -8%
Highmark BCBS of PA Managed Care - Social Mission $98.94 ↑ +12%
Coventry/First Health Commercial $102.90 ↑ +17%
UPMC Health Plan Managed Medicare $106.10 ↑ +20%
Private Health Care Systems PPO $117.60 ↑ +33%
SelectCare Commercial $117.60 ↑ +33%
Humana Commercial $124.95 ↑ +42%
Highmark BCBS of PA Commercial - Social Mission Indemnity $128.61 ↑ +46%
Aetna of PA Medicare $129.03 ↑ +46%
Highmark BCBS of PA Managed Care $132.50 ↑ +50%
Highmark Wholecare (prev Gateway) Medicare $132.71 ↑ +50%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $132.72 ↑ +50%
Aetna Medicare $135.18 ↑ +53%
Highmark BCBS of PA Commercial - Indemnity $172.25 ↑ +95%
Highmark BCBS of PA UPMC Emergent $265.00 ↑ +200%
US Family Health Plan Tricare Prime not published by hospital
Tricare East Region not published by hospital

Visitor-reported prices

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Collection blood specimen using established central/peripheral catheter venous nos at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Passavant-McCandless Pittsburgh $243.00 $38.42 – $325.55
UPMC Mercy Pittsburgh $125.40 $44.02 – $188.10
UPMC Presbyterian Pittsburgh $218.40 $44.44 – $309.40
UPMC Muncy Muncy $162.00 $38.42 – $216.00
UPMC Northwest Seneca $240.00 $38.42 – $340.00
UPMC Somerset Somerset $537.00 $38.42 – $210.00
UPMC Wellsboro Wellsboro $196.00 $38.42 – $220.50
UPMC Williamsport Williamsport $162.00 $38.42 – $216.00

All Pennsylvania hospitals for this procedure →