healthcosts.net
Cmv pcr-sendout at UPMC St. Margaret
815 Freeport Road, Pittsburgh, PA · UPMC · · NPI 1790795359
$728.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$1,214.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$30.30 with UPMC Health Plan vs $1,031.90 with Humana — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | Managed Medicare | $30.30 | ↓ -96% |
| UPMC Work Partners | Workers Comp | $34.68 | ↓ -95% |
| Aetna of PA | Medicare | $36.84 | ↓ -95% |
| Highmark Wholecare (prev Gateway) | Medicare | $37.89 | ↓ -95% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $37.90 | ↓ -95% |
| Aetna | Medicare | $38.60 | ↓ -95% |
| UPMC Health Plan | Managed Medicaid | $43.75 | ↓ -94% |
| United Healthcare Community Plan for Families | PA CHIP/PA Medicaid | $43.75 | ↓ -94% |
| Highmark Wholecare (prev Gateway) | Medicaid | $58.98 | ↓ -92% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $62.08 | ↓ -91% |
| PA Health & Wellness | PA Medicaid HMO | $67.78 | ↓ -91% |
| UPMC Health Plan | Commercial | $73.72 | ↓ -90% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $91.01 | ↓ -88% |
| Highmark BCBS of PA | Managed Care - Social Mission | $158.21 | ↓ -78% |
| Highmark BCBS of PA | Managed Care | $211.88 | ↓ -71% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $263.41 | ↓ -64% |
| Aetna | Neighborhood Network | $305.93 | ↓ -58% |
| Aetna | Home Depot Employer Group | $332.64 | ↓ -54% |
| Aetna | NBR ASO/FI | $339.92 | ↓ -53% |
| Cigna | New Business ASO | $339.92 | ↓ -53% |
| Highmark BCBS of PA | Commercial - Indemnity | $352.78 | ↓ -52% |
| Highmark BCBS of PA | UPMC Emergent | $423.76 | ↓ -42% |
| Aetna | EBR FI | $461.32 | ↓ -37% |
| Aetna | EBR ASO | $485.60 | ↓ -33% |
| Cigna | Commercial | $485.60 | ↓ -33% |
| Coventry/First Health | Commercial | $849.80 | ↑ +17% |
| Private Health Care Systems | PPO | $971.20 | ↑ +33% |
| SelectCare | Commercial | $971.20 | ↑ +33% |
| Humana | Commercial | $1,031.90 | ↑ +42% |
Visitor-reported prices
Comments
Cmv pcr-sendout at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Mercy | Pittsburgh | $699.60 | $29.25 – $1,049.40 |
| UPMC Passavant-McCandless | Pittsburgh | $245.40 | $32.61 – $328.10 |
| UPMC Presbyterian | Pittsburgh | $1,109.40 | $34.68 – $1,571.65 |
| UPMC Muncy | Muncy | $860.40 | $34.68 – $1,147.20 |
| UPMC Northwest | Seneca | $306.60 | $31.82 – $434.35 |
| UPMC Somerset | Somerset | $195.60 | $8.38 – $45.74 |
| UPMC Wellsboro | Wellsboro | $1,040.80 | $34.68 – $900.00 |
| UPMC Williamsport | Williamsport | $860.40 | $34.68 – $1,147.20 |