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Cholesterol (Lipid) Test at UPMC St. Margaret
815 Freeport Road, Pittsburgh, PA · UPMC · · NPI 1790795359
$274.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$458.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$11.56 with UPMC Health Plan vs $389.30 with Humana — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | Managed Medicare | $11.56 | ↓ -96% |
| UPMC Work Partners | Workers Comp | $13.24 | ↓ -95% |
| Aetna of PA | Medicare | $14.06 | ↓ -95% |
| Highmark Wholecare (prev Gateway) | Medicare | $14.46 | ↓ -95% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $14.46 | ↓ -95% |
| Aetna | Medicare | $14.73 | ↓ -95% |
| UPMC Health Plan | Managed Medicaid | $15.40 | ↓ -94% |
| United Healthcare Community Plan for Families | PA CHIP/PA Medicaid | $15.40 | ↓ -94% |
| UPMC Health Plan | Commercial | $19.58 | ↓ -93% |
| Highmark Wholecare (prev Gateway) | Medicaid | $20.76 | ↓ -92% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $21.86 | ↓ -92% |
| PA Health & Wellness | PA Medicaid HMO | $23.86 | ↓ -91% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $27.49 | ↓ -90% |
| Highmark BCBS of PA | Managed Care - Social Mission | $47.79 | ↓ -83% |
| Highmark BCBS of PA | Managed Care | $64.00 | ↓ -77% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $79.57 | ↓ -71% |
| Highmark BCBS of PA | Commercial - Indemnity | $106.56 | ↓ -61% |
| Aetna | Neighborhood Network | $115.42 | ↓ -58% |
| Aetna | Home Depot Employer Group | $125.49 | ↓ -54% |
| Highmark BCBS of PA | UPMC Emergent | $128.00 | ↓ -53% |
| Aetna | NBR ASO/FI | $128.24 | ↓ -53% |
| Cigna | New Business ASO | $128.24 | ↓ -53% |
| Aetna | EBR FI | $174.04 | ↓ -37% |
| Aetna | EBR ASO | $183.20 | ↓ -33% |
| Cigna | Commercial | $183.20 | ↓ -33% |
| Coventry/First Health | Commercial | $320.60 | ↑ +17% |
| Private Health Care Systems | PPO | $366.40 | ↑ +33% |
| SelectCare | Commercial | $366.40 | ↑ +33% |
| Humana | Commercial | $389.30 | ↑ +42% |
Visitor-reported prices
Comments
Cholesterol (Lipid) Test at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $302.40 | $12.44 – $428.40 |
| UPMC Magee | Pittsburgh | $409.20 | $12.53 – $311.88 |
| UPMC Mercy | Pittsburgh | $241.20 | $11.16 – $361.80 |
| UPMC Presbyterian | Pittsburgh | $720.00 | $13.24 – $1,020.00 |
| UPMC Altoona | Altoona | $143.40 | $13.24 – $191.20 |
| UPMC Bedford | Everett | $66.60 | $4.83 – $99.90 |
| UPMC Cole | Coudersport | $97.80 | $8.70 – $130.40 |
| UPMC East | Monroeville | $212.40 | $13.24 – $283.20 |