Cholangiography and/or pancreatography intraoperative supervision & interpretation at UPMC St. Margaret

815 Freeport Road, Pittsburgh, PA · UPMC · · NPI 1790795359

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$298.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$498.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$56.43 with Highmark BCBS of PA vs $423.30 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

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Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

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Negotiated rate vs. cash
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $56.43 ↓ -81%
UPMC Health Plan Commercial $79.12 ↓ -74%
UPMC Work Partners Workers Comp $121.79 ↓ -59%
Aetna Medicare $124.50 ↓ -58%
Aetna Neighborhood Network $125.50 ↓ -58%
Highmark BCBS of PA Managed Care - Social Mission $125.63 ↓ -58%
Aetna Home Depot Employer Group $136.45 ↓ -54%
Cigna New Business ASO $139.44 ↓ -53%
Aetna NBR ASO/FI $139.44 ↓ -53%
Highmark BCBS of PA Commercial - Social Mission Indemnity $163.32 ↓ -45%
Highmark BCBS of PA Managed Care $168.26 ↓ -44%
Aetna EBR FI $189.24 ↓ -37%
Aetna EBR ASO $199.20 ↓ -33%
Cigna Commercial $199.20 ↓ -33%
Highmark BCBS of PA Commercial - Indemnity $218.73 ↓ -27%
Highmark Wholecare (prev Gateway) Medicare $249.00 ↓ -17%
PA Health & Wellness PA Medicaid HMO $273.90 ↓ -8%
Highmark BCBS of PA UPMC Emergent $336.51 ↑ +13%
Coventry/First Health Commercial $348.60 ↑ +17%
Private Health Care Systems PPO $398.40 ↑ +33%
SelectCare Commercial $398.40 ↑ +33%
Humana Commercial $423.30 ↑ +42%

Visitor-reported prices

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Cholangiography and/or pancreatography intraoperative supervision & interpretation at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Magee Pittsburgh $355.80 $35.77 – $133.03
UPMC Mercy Pittsburgh $273.00 $55.89 – $123.71
UPMC Passavant-McCandless Pittsburgh $306.00 $56.43 – $141.62
UPMC Presbyterian Pittsburgh $468.00 $56.43 – $143.85
UPMC Altoona Altoona $639.00 $55.89 – $852.00
UPMC Carlisle Carlisle $1,026.60 $117.28 – $1,454.35
UPMC Cole Coudersport $297.00 $112.07 – $396.00
UPMC Community Osteopathic Harrisburg $1,026.60 $117.28 – $1,454.35

All Pennsylvania hospitals for this procedure →