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Chest CT scan (with and without contrast) at UPMC St. Margaret
815 Freeport Road, Pittsburgh, PA · UPMC · · NPI 1790795359
$3,029.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$5,049.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$146.54 with UPMC Health Plan vs $4,291.65 with Humana — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | Managed Medicare | $146.54 | ↓ -95% |
| Aetna of PA | Medicare | $178.21 | ↓ -94% |
| Highmark Wholecare (prev Gateway) | Medicare | $183.28 | ↓ -94% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $183.30 | ↓ -94% |
| UPMC Health Plan | Managed Medicaid | $184.11 | ↓ -94% |
| United Healthcare Community Plan for Families | PA CHIP/PA Medicaid | $184.11 | ↓ -94% |
| Aetna | Medicare | $186.69 | ↓ -94% |
| Highmark Wholecare (prev Gateway) | Medicaid | $248.21 | ↓ -92% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $261.28 | ↓ -91% |
| PA Health & Wellness | PA Medicaid HMO | $285.23 | ↓ -91% |
| UPMC Health Plan | Commercial | $402.20 | ↓ -87% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $464.53 | ↓ -85% |
| UPMC Work Partners | Workers Comp | $1,000.12 | ↓ -67% |
| Highmark BCBS of PA | Managed Care - Social Mission | $1,034.26 | ↓ -66% |
| Aetna | Neighborhood Network | $1,272.35 | ↓ -58% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $1,344.49 | ↓ -56% |
| Aetna | Home Depot Employer Group | $1,383.43 | ↓ -54% |
| Highmark BCBS of PA | Managed Care | $1,385.17 | ↓ -54% |
| Aetna | NBR ASO/FI | $1,413.72 | ↓ -53% |
| Cigna | New Business ASO | $1,413.72 | ↓ -53% |
| Highmark BCBS of PA | Commercial - Indemnity | $1,800.65 | ↓ -41% |
| Aetna | EBR FI | $1,918.62 | ↓ -37% |
| Aetna | EBR ASO | $2,019.60 | ↓ -33% |
| Cigna | Commercial | $2,019.60 | ↓ -33% |
| Highmark BCBS of PA | UPMC Emergent | $2,770.33 | ↓ -9% |
| Coventry/First Health | Commercial | $3,534.30 | ↑ +17% |
| Private Health Care Systems | PPO | $4,039.20 | ↑ +33% |
| SelectCare | Commercial | $4,039.20 | ↑ +33% |
| Humana | Commercial | $4,291.65 | ↑ +42% |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
| Tricare | East Region | not published by hospital | — |
Visitor-reported prices
Comments
Chest CT scan (with and without contrast) at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $2,953.20 | $157.72 – $4,183.70 |
| UPMC Magee | Pittsburgh | $3,515.40 | $158.84 – $5,390.28 |
| UPMC Mercy | Pittsburgh | $3,394.80 | $141.48 – $5,092.20 |
| UPMC Presbyterian | Pittsburgh | $5,112.00 | $124.20 – $7,242.00 |
| UPMC East | Monroeville | $3,242.40 | $170.18 – $4,323.20 |
| UPMC Hamot | Erie | $4,104.00 | $143.96 – $4,788.00 |
| UPMC Lititz | Lititz | $1,424.40 | $135.59 – $2,017.90 |
| UPMC McKeesport | Mckeesport | $3,154.20 | $157.31 – $4,468.45 |