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Chest 2 vws w oblique at UPMC St. Margaret

815 Freeport Road, Pittsburgh, PA · UPMC · · NPI 1790795359

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$405.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$675.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$15.56 with Highmark BCBS of PA vs $573.75 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $15.56 ↓ -96%
Highmark BCBS of PA Managed Care - Social Mission $34.64 ↓ -91%
UPMC Health Plan Managed Medicaid $35.67 ↓ -91%
United Healthcare Community Plan for Families PA CHIP/PA Medicaid $35.67 ↓ -91%
Highmark BCBS of PA Commercial - Social Mission Indemnity $45.02 ↓ -89%
Highmark BCBS of PA Managed Care $46.39 ↓ -89%
Highmark Wholecare (prev Gateway) Medicaid $48.09 ↓ -88%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $50.63 ↓ -87%
UPMC Work Partners Workers Comp $51.79 ↓ -87%
PA Health & Wellness PA Medicaid HMO $55.27 ↓ -86%
Highmark BCBS of PA Commercial - Indemnity $60.30 ↓ -85%
UPMC Health Plan Managed Medicare $87.53 ↓ -78%
Highmark BCBS of PA UPMC Emergent $92.77 ↓ -77%
Aetna of PA Medicare $106.45 ↓ -74%
Highmark Wholecare (prev Gateway) Medicare $109.48 ↓ -73%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $109.49 ↓ -73%
Aetna Medicare $111.52 ↓ -72%
UPMC Health Plan Commercial $120.30 ↓ -70%
Aetna Neighborhood Network $170.10 ↓ -58%
Aetna Home Depot Employer Group $184.95 ↓ -54%
Aetna NBR ASO/FI $189.00 ↓ -53%
Cigna New Business ASO $189.00 ↓ -53%
Aetna EBR FI $256.50 ↓ -37%
Aetna EBR ASO $270.00 ↓ -33%
Cigna Commercial $270.00 ↓ -33%
Coventry/First Health Commercial $472.50 ↑ +17%
Private Health Care Systems PPO $540.00 ↑ +33%
SelectCare Commercial $540.00 ↑ +33%
Humana Commercial $573.75 ↑ +42%
US Family Health Plan Tricare Prime not published by hospital
Tricare East Region not published by hospital

Visitor-reported prices

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Chest 2 vws w oblique at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Passavant-McCandless Pittsburgh $419.40 $15.56 – $594.15
UPMC Mercy Pittsburgh $456.60 $15.41 – $684.90
UPMC Presbyterian Pittsburgh $686.40 $15.56 – $972.40
UPMC Muncy Muncy $499.20 $24.87 – $665.60
UPMC Northwest Seneca $83.40 $35.67 – $118.15
UPMC Somerset Somerset $262.80 $15.25 – $328.50
UPMC Wellsboro Wellsboro $603.20 $24.87 – $678.60
UPMC Williamsport Williamsport $499.20 $24.87 – $665.60

All Pennsylvania hospitals for this procedure →