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Cell cryopreserve/storage at UPMC St. Margaret

815 Freeport Road, Pittsburgh, PA · UPMC · · NPI 1790795359

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$66.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$111.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$11.28 with UPMC Health Plan vs $126.08 with Highmark BCBS of PA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Managed Medicare $11.28 ↓ -83%
UPMC Work Partners Workers Comp $12.92 ↓ -81%
Aetna of PA Medicare $13.72 ↓ -79%
Highmark Wholecare (prev Gateway) Medicare $14.11 ↓ -79%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $14.12 ↓ -79%
Aetna Medicare $14.38 ↓ -78%
UPMC Health Plan Commercial $23.13 ↓ -65%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $27.08 ↓ -59%
Aetna Neighborhood Network $27.97 ↓ -58%
Aetna Home Depot Employer Group $30.41 ↓ -54%
Aetna NBR ASO/FI $31.08 ↓ -53%
Cigna New Business ASO $31.08 ↓ -53%
Aetna EBR FI $42.18 ↓ -37%
Aetna EBR ASO $44.40 ↓ -33%
Cigna Commercial $44.40 ↓ -33%
Highmark BCBS of PA Managed Care - Social Mission $47.07 ↓ -29%
PA Health & Wellness PA Medicaid HMO $61.05 ↓ -8%
Highmark BCBS of PA Managed Care $63.04 ↓ -5%
Coventry/First Health Commercial $77.70 ↑ +17%
Highmark BCBS of PA Commercial - Social Mission Indemnity $78.37 ↑ +18%
Private Health Care Systems PPO $88.80 ↑ +33%
SelectCare Commercial $88.80 ↑ +33%
Humana Commercial $94.35 ↑ +42%
Highmark BCBS of PA Commercial - Indemnity $104.96 ↑ +58%
Highmark BCBS of PA UPMC Emergent $126.08 ↑ +89%

Visitor-reported prices

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Cell cryopreserve/storage at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Mercy Pittsburgh $99.60 $10.90 – $149.40
UPMC Passavant-McCandless Pittsburgh $117.60 $12.15 – $166.60
UPMC Presbyterian Pittsburgh $85.20 $9.56 – $120.70
UPMC Muncy Muncy $133.80 $10.20 – $178.40
UPMC Northwest Seneca $165.60 $11.85 – $234.60
UPMC Wellsboro Wellsboro $161.60 $10.20 – $181.80
UPMC Williamsport Williamsport $133.80 $10.20 – $178.40

All Pennsylvania hospitals for this procedure →