healthcosts.net
Bx bone trocar/ndl deep at UPMC St. Margaret
815 Freeport Road, Pittsburgh, PA · UPMC · · NPI 1790795359
$1,768.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$2,948.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$107.80 with UPMC Health Plan vs $4,393.81 with Highmark BCBS of PA — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | Managed Medicaid | $107.80 | ↓ -94% |
| United Healthcare Community Plan for Families | PA CHIP/PA Medicaid | $107.80 | ↓ -94% |
| Highmark Wholecare (prev Gateway) | Medicaid | $145.33 | ↓ -92% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $152.99 | ↓ -91% |
| PA Health & Wellness | PA Medicaid HMO | $167.01 | ↓ -91% |
| UPMC Work Partners | Workers Comp | $413.11 | ↓ -77% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $736.75 | ↓ -58% |
| Aetna | Neighborhood Network | $742.90 | ↓ -58% |
| Aetna | Home Depot Employer Group | $807.75 | ↓ -54% |
| Aetna | NBR ASO/FI | $825.44 | ↓ -53% |
| Cigna | New Business ASO | $825.44 | ↓ -53% |
| UPMC Health Plan | Commercial | $1,031.48 | ↓ -42% |
| Aetna | EBR FI | $1,120.24 | ↓ -37% |
| Aetna | EBR ASO | $1,179.20 | ↓ -33% |
| Cigna | Commercial | $1,179.20 | ↓ -33% |
| UPMC Health Plan | Managed Medicare | $1,333.69 | ↓ -25% |
| Aetna of PA | Medicare | $1,621.93 | ↓ -8% |
| Highmark BCBS of PA | Managed Care - Social Mission | $1,640.37 | ↓ -7% |
| Highmark Wholecare (prev Gateway) | Medicare | $1,668.12 | ↓ -6% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $1,668.28 | ↓ -6% |
| Aetna | Medicare | $1,699.17 | ↓ -4% |
| Coventry/First Health | Commercial | $2,063.60 | ↑ +17% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $2,132.40 | ↑ +21% |
| Highmark BCBS of PA | Managed Care | $2,196.91 | ↑ +24% |
| Private Health Care Systems | PPO | $2,358.40 | ↑ +33% |
| SelectCare | Commercial | $2,358.40 | ↑ +33% |
| Humana | Commercial | $2,505.80 | ↑ +42% |
| Highmark BCBS of PA | Commercial - Indemnity | $2,855.88 | ↑ +61% |
| Highmark BCBS of PA | UPMC Emergent | $4,393.81 | ↑ +148% |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
| Tricare | East Region | not published by hospital | — |
Visitor-reported prices
Comments
Bx bone trocar/ndl deep at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $1,929.00 | $107.80 – $2,732.75 |
| UPMC Mercy | Pittsburgh | $2,179.80 | $107.80 – $3,269.70 |
| UPMC Presbyterian | Pittsburgh | $4,512.00 | $107.80 – $6,392.00 |
| UPMC Muncy | Muncy | $1,119.00 | $107.80 – $1,492.00 |
| UPMC Northwest | Seneca | $2,553.60 | $107.80 – $3,617.60 |
| UPMC Somerset | Somerset | $2,458.80 | $107.80 – $3,073.50 |
| UPMC Wellsboro | Wellsboro | $1,352.80 | $107.80 – $1,521.90 |
| UPMC Williamsport | Williamsport | $1,119.00 | $107.80 – $1,492.00 |