healthcosts.net
Brace wrist classic lft sm at UPMC St. Margaret
815 Freeport Road, Pittsburgh, PA · UPMC · · NPI 1790795359
$476.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$794.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$76.20 with Highmark Wholecare (prev Gateway) vs $620.88 with Highmark BCBS of PA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Highmark Wholecare (prev Gateway) | Medicaid | $76.20 | ↓ -84% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $80.50 | ↓ -83% |
| Aetna | Medicare | $95.25 | ↓ -80% |
| Aetna | Neighborhood Network | $96.01 | ↓ -80% |
| Aetna | Home Depot Employer Group | $104.39 | ↓ -78% |
| Aetna | NBR ASO/FI | $106.68 | ↓ -78% |
| Cigna | New Business ASO | $106.68 | ↓ -78% |
| UPMC Work Partners | Workers Comp | $113.83 | ↓ -76% |
| Aetna | EBR FI | $144.78 | ↓ -70% |
| Aetna | EBR ASO | $152.40 | ↓ -68% |
| Cigna | Commercial | $152.40 | ↓ -68% |
| Highmark Wholecare (prev Gateway) | Medicare | $190.50 | ↓ -60% |
| PA Health & Wellness | PA Medicaid HMO | $209.55 | ↓ -56% |
| Highmark BCBS of PA | Managed Care - Social Mission | $231.81 | ↓ -51% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $233.00 | ↓ -51% |
| Coventry/First Health | Commercial | $266.70 | ↓ -44% |
| Private Health Care Systems | PPO | $304.80 | ↓ -36% |
| SelectCare | Commercial | $304.80 | ↓ -36% |
| Highmark BCBS of PA | Managed Care | $310.44 | ↓ -35% |
| Highmark BCBS of PA | Commercial - Indemnity | $312.05 | ↓ -34% |
| Humana | Commercial | $323.85 | ↓ -32% |
| UPMC Health Plan | Commercial | $364.40 | ↓ -24% |
| Highmark BCBS of PA | UPMC Emergent | $620.88 | ↑ +30% |
Visitor-reported prices
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Brace wrist classic lft sm at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Mercy | Pittsburgh | $225.00 | $79.74 – $337.50 |
| UPMC Passavant-McCandless | Pittsburgh | $237.00 | $10.56 – $430.94 |
| UPMC Presbyterian | Pittsburgh | $231.60 | $8.40 – $480.14 |
| UPMC Muncy | Muncy | $132.60 | $5.55 – $113.83 |
| UPMC Northwest | Seneca | $522.60 | $113.83 – $740.35 |
| UPMC Somerset | Somerset | $75.00 | $25.00 – $177.87 |
| UPMC Wellsboro | Wellsboro | $160.00 | $25.38 – $126.90 |
| UPMC Williamsport | Williamsport | $132.60 | $13.60 – $113.83 |