healthcosts.net
Bln inpact admiral 4x150x130cm at UPMC St. Margaret
815 Freeport Road, Pittsburgh, PA · UPMC · · NPI 1790795359
$4,954.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$8,257.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$842.80 with Highmark Wholecare (prev Gateway) vs $4,719.68 with Highmark BCBS of PA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Highmark Wholecare (prev Gateway) | Medicaid | $842.80 | ↓ -83% |
| Aetna | Medicare | $1,053.50 | ↓ -79% |
| Aetna | Neighborhood Network | $1,061.93 | ↓ -79% |
| Aetna | Home Depot Employer Group | $1,154.64 | ↓ -77% |
| Aetna | NBR ASO/FI | $1,179.92 | ↓ -76% |
| Cigna | New Business ASO | $1,179.92 | ↓ -76% |
| PA Health & Wellness | PA Medicaid HMO | $1,390.62 | ↓ -72% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $1,425.60 | ↓ -71% |
| Aetna | EBR FI | $1,601.32 | ↓ -68% |
| Aetna | EBR ASO | $1,685.60 | ↓ -66% |
| Cigna | Commercial | $1,685.60 | ↓ -66% |
| UPMC Health Plan | Commercial | $2,066.97 | ↓ -58% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $2,107.00 | ↓ -57% |
| Highmark Wholecare (prev Gateway) | Medicare | $2,107.00 | ↓ -57% |
| Highmark BCBS of PA | Managed Care | $2,359.84 | ↓ -52% |
| Highmark BCBS of PA | Managed Care - Social Mission | $2,359.84 | ↓ -52% |
| Highmark BCBS of PA | Commercial - Indemnity | $2,401.98 | ↓ -52% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $2,401.98 | ↓ -52% |
| Coventry/First Health | Commercial | $2,949.80 | ↓ -40% |
| Private Health Care Systems | PPO | $3,371.20 | ↓ -32% |
| SelectCare | Commercial | $3,371.20 | ↓ -32% |
| Humana | Commercial | $3,581.90 | ↓ -28% |
| Highmark BCBS of PA | UPMC Emergent | $4,719.68 | ↓ -5% |
| UPMC Work Partners | Workers Comp | not published by hospital | — |
Visitor-reported prices
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Bln inpact admiral 4x150x130cm at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Mercy | Pittsburgh | $4,954.20 | $1,011.36 – $3,792.60 |
| UPMC Passavant-McCandless | Pittsburgh | $4,965.60 | $1,170.40 – $4,504.15 |
| UPMC Presbyterian | Pittsburgh | $8,119.80 | $701.16 – $4,966.55 |
| UPMC Muncy | Muncy | $3,617.40 | $904.35 – $5,426.10 |
| UPMC Northwest | Seneca | $4,954.20 | $2,064.25 – $7,018.45 |
| UPMC Somerset | Somerset | $7,575.60 | $4,419.10 – $9,469.50 |
| UPMC Wellsboro | Wellsboro | $4,375.20 | $984.42 – $4,922.10 |
| UPMC Williamsport | Williamsport | $4,915.80 | $1,638.60 – $7,373.70 |