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Beta-2 microglobulin at UPMC St. Margaret

815 Freeport Road, Pittsburgh, PA · UPMC · · NPI 1790795359

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$91.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$153.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$13.97 with UPMC Health Plan vs $146.96 with Highmark BCBS of PA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Managed Medicare $13.97 ↓ -85%
UPMC Work Partners Workers Comp $15.99 ↓ -83%
Aetna of PA Medicare $16.99 ↓ -81%
Highmark Wholecare (prev Gateway) Medicare $17.47 ↓ -81%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $17.47 ↓ -81%
Aetna Medicare $17.80 ↓ -81%
UPMC Health Plan Managed Medicaid $20.90 ↓ -77%
United Healthcare Community Plan for Families PA CHIP/PA Medicaid $20.90 ↓ -77%
UPMC Health Plan Commercial $26.98 ↓ -71%
Highmark Wholecare (prev Gateway) Medicaid $28.18 ↓ -69%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $29.66 ↓ -68%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $31.56 ↓ -66%
PA Health & Wellness PA Medicaid HMO $32.38 ↓ -65%
Aetna Neighborhood Network $38.56 ↓ -58%
Aetna Home Depot Employer Group $41.92 ↓ -54%
Aetna NBR ASO/FI $42.84 ↓ -53%
Cigna New Business ASO $42.84 ↓ -53%
Highmark BCBS of PA Managed Care - Social Mission $54.87 ↓ -40%
Aetna EBR FI $58.14 ↓ -37%
Aetna EBR ASO $61.20 ↓ -33%
Cigna Commercial $61.20 ↓ -33%
Highmark BCBS of PA Managed Care $73.48 ↓ -20%
Highmark BCBS of PA Commercial - Social Mission Indemnity $91.35 ↓ -0%
Coventry/First Health Commercial $107.10 ↑ +17%
Highmark BCBS of PA Commercial - Indemnity $122.35 ↑ +33%
Private Health Care Systems PPO $122.40 ↑ +33%
SelectCare Commercial $122.40 ↑ +33%
Humana Commercial $130.05 ↑ +42%
Highmark BCBS of PA UPMC Emergent $146.96 ↑ +60%

Visitor-reported prices

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Beta-2 microglobulin at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Passavant-McCandless Pittsburgh $110.40 $15.04 – $147.90
UPMC Mercy Pittsburgh $165.00 $13.49 – $247.50
UPMC Presbyterian Pittsburgh $639.00 $15.99 – $905.25
UPMC Muncy Muncy $262.80 $15.99 – $350.40
UPMC Northwest Seneca $74.40 $14.67 – $105.40
UPMC Somerset Somerset $81.60 $15.99 – $74.25
UPMC Wellsboro Wellsboro $324.80 $15.99 – $357.30
UPMC Williamsport Williamsport $262.80 $15.99 – $350.40

All Pennsylvania hospitals for this procedure →