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Apply of finger splint 29131 at UPMC St. Margaret

815 Freeport Road, Pittsburgh, PA · UPMC · · NPI 1790795359

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$450.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$750.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$30.48 with UPMC Health Plan vs $637.50 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Managed Medicaid $30.48 ↓ -93%
United Healthcare Community Plan for Families PA CHIP/PA Medicaid $30.48 ↓ -93%
Highmark Wholecare (prev Gateway) Medicaid $41.09 ↓ -91%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $43.26 ↓ -90%
PA Health & Wellness PA Medicaid HMO $47.22 ↓ -90%
UPMC Health Plan Managed Medicare $48.89 ↓ -89%
Aetna of PA Medicare $59.46 ↓ -87%
Highmark Wholecare (prev Gateway) Medicare $61.15 ↓ -86%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $61.16 ↓ -86%
Aetna Medicare $62.29 ↓ -86%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $93.83 ↓ -79%
UPMC Health Plan Commercial $135.64 ↓ -70%
UPMC Work Partners Workers Comp $156.81 ↓ -65%
Aetna Neighborhood Network $189.00 ↓ -58%
Aetna Home Depot Employer Group $205.50 ↓ -54%
Highmark BCBS of PA Managed Care - Social Mission $208.90 ↓ -54%
Aetna NBR ASO/FI $210.00 ↓ -53%
Cigna New Business ASO $210.00 ↓ -53%
Highmark BCBS of PA Commercial - Social Mission Indemnity $271.56 ↓ -40%
Highmark BCBS of PA Managed Care $279.77 ↓ -38%
Aetna EBR FI $285.00 ↓ -37%
Aetna EBR ASO $300.00 ↓ -33%
Cigna Commercial $300.00 ↓ -33%
Highmark BCBS of PA Commercial - Indemnity $363.69 ↓ -19%
Coventry/First Health Commercial $525.00 ↑ +17%
Highmark BCBS of PA UPMC Emergent $559.55 ↑ +24%
Private Health Care Systems PPO $600.00 ↑ +33%
SelectCare Commercial $600.00 ↑ +33%
Humana Commercial $637.50 ↑ +42%
US Family Health Plan Tricare Prime not published by hospital
Tricare East Region not published by hospital

Visitor-reported prices

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Apply of finger splint 29131 at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Passavant-McCandless Pittsburgh $460.20 $30.48 – $651.95
UPMC Mercy Pittsburgh $514.80 $30.48 – $772.20
UPMC Presbyterian Pittsburgh $691.20 $30.48 – $979.20
UPMC Muncy Muncy $577.80 $30.48 – $770.40
UPMC Northwest Seneca $610.80 $30.48 – $865.30
UPMC Somerset Somerset $370.80 $30.48 – $463.50
UPMC Wellsboro Wellsboro $664.80 $30.48 – $747.90

All Pennsylvania hospitals for this procedure →