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Albumin serum plasma or whole blood at UPMC St. Margaret

815 Freeport Road, Pittsburgh, PA · UPMC · · NPI 1790795359

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$76.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$127.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4.01 with UPMC Health Plan vs $107.95 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Managed Medicaid $4.01 ↓ -95%
United Healthcare Community Plan for Families PA CHIP/PA Medicaid $4.01 ↓ -95%
UPMC Health Plan Managed Medicare $4.27 ↓ -94%
UPMC Work Partners Workers Comp $4.89 ↓ -94%
Aetna of PA Medicare $5.20 ↓ -93%
Highmark Wholecare (prev Gateway) Medicare $5.35 ↓ -93%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $5.35 ↓ -93%
Highmark Wholecare (prev Gateway) Medicaid $5.41 ↓ -93%
Aetna Medicare $5.45 ↓ -93%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $5.70 ↓ -93%
PA Health & Wellness PA Medicaid HMO $6.22 ↓ -92%
UPMC Health Plan Commercial $9.47 ↓ -88%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $9.66 ↓ -87%
Highmark BCBS of PA Managed Care - Social Mission $16.80 ↓ -78%
Highmark BCBS of PA Managed Care $22.50 ↓ -70%
Highmark BCBS of PA Commercial - Social Mission Indemnity $27.97 ↓ -63%
Aetna Neighborhood Network $32.00 ↓ -58%
Aetna Home Depot Employer Group $34.80 ↓ -54%
Aetna NBR ASO/FI $35.56 ↓ -53%
Cigna New Business ASO $35.56 ↓ -53%
Highmark BCBS of PA Commercial - Indemnity $37.46 ↓ -51%
Highmark BCBS of PA UPMC Emergent $45.00 ↓ -41%
Aetna EBR FI $48.26 ↓ -37%
Aetna EBR ASO $50.80 ↓ -33%
Cigna Commercial $50.80 ↓ -33%
Coventry/First Health Commercial $88.90 ↑ +17%
Private Health Care Systems PPO $101.60 ↑ +33%
SelectCare Commercial $101.60 ↑ +33%
Humana Commercial $107.95 ↑ +42%

Visitor-reported prices

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Albumin serum plasma or whole blood at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Passavant-McCandless Pittsburgh $89.40 $4.01 – $126.65
UPMC Mercy Pittsburgh $42.00 $4.01 – $63.00
UPMC Presbyterian Pittsburgh $165.00 $3.65 – $233.75
UPMC Muncy Muncy $66.60 $4.01 – $88.80
UPMC Northwest Seneca $33.00 $4.01 – $46.75
UPMC Somerset Somerset $25.80 $3.65 – $31.50
UPMC Wellsboro Wellsboro $80.80 $3.65 – $90.90
UPMC Williamsport Williamsport $66.60 $4.01 – $88.80

All Pennsylvania hospitals for this procedure →