healthcosts.net
Surgical pathology level 2 gross & microscopic examination at UPMC Presbyterian
200 Lothrop Street, Pittsburgh, PA · UPMC · · NPI 119473412
$440.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$734.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$6.00 with United Healthcare Community Plan for Families vs $623.90 with Humana — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare Community Plan for Families | PA CHIP/PA Medicaid | $6.00 | ↓ -99% |
| UPMC Health Plan | Commercial | $10.27 | ↓ -98% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $11.29 | ↓ -97% |
| UPMC Health Plan | Managed Medicaid | $12.42 | ↓ -97% |
| Aetna | CHIP/Medicaid | $14.68 | ↓ -97% |
| Highmark BCBS of PA | Medicare Advantage | $15.82 | ↓ -96% |
| Highmark Wholecare (prev Gateway) | Medicaid | $16.74 | ↓ -96% |
| Geisinger | Medicaid/CHIP | $17.58 | ↓ -96% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $17.87 | ↓ -96% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $19.24 | ↓ -96% |
| Highmark BCBS of PA | Managed Care - Social Mission | $26.29 | ↓ -94% |
| Highmark BCBS of PA | Managed Care | $35.21 | ↓ -92% |
| AmeriHealth Caritas | Medicare | $40.41 | ↓ -91% |
| United Healthcare | Medicare | $40.41 | ↓ -91% |
| Cigna Lifesource | Medicare Transplant | $40.41 | ↓ -91% |
| Highmark Wholecare (prev Gateway) | Medicare | $40.41 | ↓ -91% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $40.41 | ↓ -91% |
| Aetna | Medicare | $41.16 | ↓ -91% |
| Aetna of PA | Medicare | $41.16 | ↓ -91% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $41.56 | ↓ -91% |
| Highmark BCBS of PA | Commercial - Indemnity | $55.66 | ↓ -87% |
| Highmark BCBS of PA | UPMC Emergent | $70.42 | ↓ -84% |
| UPMC Work Partners | Workers Comp | $72.06 | ↓ -84% |
| Multiplan | Worker's Compensation | $83.79 | ↓ -81% |
| Preferred Healthcare System | PPO | $477.10 | ↑ +8% |
| Coventry/First Health | Commercial | $513.80 | ↑ +17% |
| Fidelis | Medicare | $550.50 | ↑ +25% |
| InterGroup | InterGroup Services Corporation | $550.50 | ↑ +25% |
| Health Coalition Partners | Intergroup | $587.20 | ↑ +33% |
| Private Health Care Systems | PPO | $587.20 | ↑ +33% |
| SelectCare | Commercial | $587.20 | ↑ +33% |
| Multiplan | PPO | $587.20 | ↑ +33% |
| InterGroup | Approved National Affiliated PPO Business | $623.90 | ↑ +42% |
| Health Payors Organization | Commercial | $623.90 | ↑ +42% |
| Humana | Commercial | $623.90 | ↑ +42% |
| Tricare | East Region | not published by hospital | — |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
Visitor-reported prices
Comments
Surgical pathology level 2 gross & microscopic examination at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Mercy | Pittsburgh | $282.00 | $9.67 – $423.00 |
| UPMC Passavant-McCandless | Pittsburgh | $154.80 | $9.73 – $219.30 |
| UPMC St. Margaret | Pittsburgh | $154.80 | $9.75 – $219.30 |
| UPMC Muncy | Muncy | $189.00 | $6.40 – $252.00 |
| UPMC Northwest | Seneca | $67.20 | $9.73 – $95.20 |
| UPMC Somerset | Somerset | $54.60 | $5.75 – $68.53 |
| UPMC Wellsboro | Wellsboro | $228.80 | $6.40 – $257.40 |
| UPMC Williamsport | Williamsport | $189.00 | $6.40 – $252.00 |