healthcosts.net
Ot evaluation moderate complexity patient/family at UPMC Presbyterian
200 Lothrop Street, Pittsburgh, PA · UPMC · · NPI 119473412
$748.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$1,248.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$30.40 with United Healthcare Community Plan for Families vs $1,060.80 with InterGroup — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare Community Plan for Families | PA CHIP/PA Medicaid | $30.40 | ↓ -96% |
| Highmark BCBS of PA | Medicare Advantage | $50.52 | ↓ -93% |
| Highmark BCBS of PA | Managed Care - Social Mission | $83.97 | ↓ -89% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $85.49 | ↓ -89% |
| UPMC Work Partners | Workers Comp | $110.62 | ↓ -85% |
| Highmark BCBS of PA | Managed Care | $112.44 | ↓ -85% |
| Highmark BCBS of PA | Commercial - Indemnity | $114.48 | ↓ -85% |
| Multiplan | Worker's Compensation | $128.63 | ↓ -83% |
| Aetna | CHIP/Medicaid | $224.64 | ↓ -70% |
| Highmark BCBS of PA | UPMC Emergent | $224.88 | ↓ -70% |
| Aetna | Medicare | $312.00 | ↓ -58% |
| UPMC Health Plan | Commercial | $374.03 | ↓ -50% |
| Highmark Wholecare (prev Gateway) | Medicare | $624.00 | ↓ -17% |
| Geisinger | Medicaid/CHIP | $686.40 | ↓ -8% |
| Preferred Healthcare System | PPO | $811.20 | ↑ +8% |
| Coventry/First Health | Commercial | $873.60 | ↑ +17% |
| Fidelis | Medicare | $936.00 | ↑ +25% |
| InterGroup | InterGroup Services Corporation | $936.00 | ↑ +25% |
| Health Coalition Partners | Intergroup | $998.40 | ↑ +33% |
| Multiplan | PPO | $998.40 | ↑ +33% |
| Private Health Care Systems | PPO | $998.40 | ↑ +33% |
| SelectCare | Commercial | $998.40 | ↑ +33% |
| Health Payors Organization | Commercial | $1,060.80 | ↑ +42% |
| Humana | Commercial | $1,060.80 | ↑ +42% |
| InterGroup | Approved National Affiliated PPO Business | $1,060.80 | ↑ +42% |
Visitor-reported prices
Comments
Ot evaluation moderate complexity patient/family at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Mercy | Pittsburgh | $338.40 | $50.04 – $507.60 |
| UPMC Passavant-McCandless | Pittsburgh | $411.00 | $50.52 – $549.10 |
| UPMC St. Margaret | Pittsburgh | $319.20 | $50.52 – $452.20 |
| UPMC Muncy | Muncy | $197.40 | $32.42 – $263.20 |
| UPMC Northwest | Seneca | $272.40 | $101.56 – $385.90 |
| UPMC Somerset | Somerset | $303.60 | $29.13 – $379.50 |
| UPMC Wellsboro | Wellsboro | $238.40 | $32.42 – $268.20 |
| UPMC Williamsport | Williamsport | $197.40 | $32.42 – $263.20 |