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M/phmtrc alys ishquant/semiq at UPMC Presbyterian

200 Lothrop Street, Pittsburgh, PA · UPMC · · NPI 119473412

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$591.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$985.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$94.07 with Highmark BCBS of PA vs $837.25 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Highmark BCBS of PA Medicare Advantage $94.07 ↓ -84%
United Healthcare Community Plan for Families PA CHIP/PA Medicaid $132.35 ↓ -78%
Highmark BCBS of PA Managed Care - Social Mission $156.36 ↓ -74%
Health Partners Plans (Jefferson Health Plan) Medicaid/CHIP $161.78 ↓ -73%
AmeriHealth Caritas Medicare $176.44 ↓ -70%
United Healthcare Medicare $176.44 ↓ -70%
Cigna Lifesource Medicare Transplant $176.44 ↓ -70%
Highmark Wholecare (prev Gateway) Medicare $176.44 ↓ -70%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $176.44 ↓ -70%
UPMC Health Plan Managed Medicaid $177.96 ↓ -70%
Aetna Medicare $179.71 ↓ -70%
Aetna of PA Medicare $179.71 ↓ -70%
Highmark BCBS of PA Managed Care $209.39 ↓ -65%
Aetna CHIP/Medicaid $210.31 ↓ -64%
Highmark Wholecare (prev Gateway) Medicaid $239.92 ↓ -59%
Highmark BCBS of PA Commercial - Social Mission Indemnity $247.14 ↓ -58%
Geisinger Medicaid/CHIP $251.84 ↓ -57%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $256.00 ↓ -57%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $275.71 ↓ -53%
UPMC Work Partners Workers Comp $316.64 ↓ -46%
Highmark BCBS of PA Commercial - Indemnity $330.98 ↓ -44%
UPMC Health Plan Commercial $361.64 ↓ -39%
Multiplan Worker's Compensation $368.19 ↓ -38%
Highmark BCBS of PA UPMC Emergent $418.78 ↓ -29%
Preferred Healthcare System PPO $640.25 ↑ +8%
Coventry/First Health Commercial $689.50 ↑ +17%
Fidelis Medicare $738.75 ↑ +25%
InterGroup InterGroup Services Corporation $738.75 ↑ +25%
Health Coalition Partners Intergroup $788.00 ↑ +33%
Private Health Care Systems PPO $788.00 ↑ +33%
SelectCare Commercial $788.00 ↑ +33%
Multiplan PPO $788.00 ↑ +33%
InterGroup Approved National Affiliated PPO Business $837.25 ↑ +42%
Health Payors Organization Commercial $837.25 ↑ +42%
Humana Commercial $837.25 ↑ +42%
Tricare East Region not published by hospital
US Family Health Plan Tricare Prime not published by hospital

Visitor-reported prices

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M/phmtrc alys ishquant/semiq at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Mercy Pittsburgh $507.60 $93.18 – $761.40
UPMC Passavant-McCandless Pittsburgh $559.80 $94.07 – $391.85
UPMC Muncy Muncy $404.40 $101.10 – $539.20
UPMC Northwest Seneca $646.80 $148.16 – $916.30
UPMC Somerset Somerset $337.20 $92.24 – $421.50
UPMC Wellsboro Wellsboro $488.80 $109.98 – $549.90
UPMC Williamsport Williamsport $404.40 $141.17 – $539.20

All Pennsylvania hospitals for this procedure →