Ho flex frejka w/cov pre cst at UPMC Presbyterian

200 Lothrop Street, Pittsburgh, PA · UPMC · · NPI 119473412

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$61.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$102.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.24 with Highmark Wholecare (prev Gateway) vs $939.83 with UPMC Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Highmark Wholecare (prev Gateway) Medicaid $12.24 ↓ -80%
Aetna CHIP/Medicaid $18.36 ↓ -70%
Health Partners Plans (Jefferson Health Plan) Medicaid/CHIP $19.38 ↓ -68%
Aetna Medicare $25.50 ↓ -58%
Geisinger Medicaid/CHIP $33.66 ↓ -45%
Highmark Wholecare (prev Gateway) Medicare $51.00 ↓ -17%
Aetna First Health $51.00 ↓ -17%
Preferred Healthcare System PPO $66.30 ↑ +8%
Coventry/First Health Commercial $71.40 ↑ +17%
United Healthcare Community Plan for Families PA CHIP/PA Medicaid $73.20 ↑ +20%
Fidelis Medicare $76.50 ↑ +25%
InterGroup InterGroup Services Corporation $76.50 ↑ +25%
SelectCare Commercial $81.60 ↑ +33%
Multiplan PPO $81.60 ↑ +33%
Private Health Care Systems PPO $81.60 ↑ +33%
Health Coalition Partners Intergroup $81.60 ↑ +33%
InterGroup Approved National Affiliated PPO Business $86.70 ↑ +42%
Humana Commercial $86.70 ↑ +42%
Health Payors Organization Commercial $86.70 ↑ +42%
Highmark BCBS of PA Medicare Advantage $157.57 ↑ +157%
UPMC Work Partners Workers Comp $222.89 ↑ +264%
Multiplan Worker's Compensation $259.17 ↑ +323%
Highmark BCBS of PA Managed Care - Social Mission $261.91 ↑ +328%
Highmark BCBS of PA Commercial - Social Mission Indemnity $266.66 ↑ +336%
Highmark BCBS of PA Managed Care $350.73 ↑ +473%
Highmark BCBS of PA Commercial - Indemnity $357.09 ↑ +483%
Highmark BCBS of PA UPMC Emergent $701.47 ↑ +1046%
UPMC Health Plan Commercial $939.83 ↑ +1436%

Visitor-reported prices

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Ho flex frejka w/cov pre cst at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC St. Margaret Pittsburgh $342.00 $157.57 – $713.27
UPMC Horizon-Greenville Greenville $320.40 $222.89 – $581.28
UPMC Jameson New Castle $33.00 $69.92 – $581.28
UPMC Muncy Muncy $48.60 $78.08 – $238.44
UPMC Wellsboro Wellsboro $58.80 $78.08 – $222.89
UPMC Williamsport Williamsport $48.60 $78.08 – $246.21

All Pennsylvania hospitals for this procedure →