healthcosts.net
Electrophysiology evaluation at UPMC Presbyterian
200 Lothrop Street, Pittsburgh, PA · UPMC · · NPI 119473412
$9,087.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$15,146.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$730.54 with Highmark BCBS of PA vs $12,874.10 with InterGroup — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Highmark BCBS of PA | Medicare Advantage | $730.54 | ↓ -92% |
| United Healthcare Community Plan for Families | PA CHIP/PA Medicaid | $931.20 | ↓ -90% |
| Highmark BCBS of PA | Managed Care - Social Mission | $1,810.91 | ↓ -80% |
| Highmark BCBS of PA | Managed Care | $2,425.05 | ↓ -73% |
| UPMC Work Partners | Workers Comp | $2,464.45 | ↓ -73% |
| Aetna | CHIP/Medicaid | $2,726.28 | ↓ -70% |
| Multiplan | Worker's Compensation | $2,865.64 | ↓ -68% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $3,404.63 | ↓ -63% |
| UPMC Health Plan | Commercial | $3,642.60 | ↓ -60% |
| Highmark BCBS of PA | Commercial - Indemnity | $4,559.64 | ↓ -50% |
| Highmark BCBS of PA | UPMC Emergent | $4,850.10 | ↓ -47% |
| AmeriHealth Caritas | Medicare | $7,813.09 | ↓ -14% |
| Cigna Lifesource | Medicare Transplant | $7,813.09 | ↓ -14% |
| Highmark Wholecare (prev Gateway) | Medicare | $7,813.09 | ↓ -14% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $7,813.09 | ↓ -14% |
| United Healthcare | Medicare | $7,813.09 | ↓ -14% |
| Aetna | Medicare | $7,957.77 | ↓ -12% |
| Aetna of PA | Medicare | $7,957.77 | ↓ -12% |
| Geisinger | Medicaid/CHIP | $8,330.30 | ↓ -8% |
| Preferred Healthcare System | PPO | $9,844.90 | ↑ +8% |
| Coventry/First Health | Commercial | $10,602.20 | ↑ +17% |
| Fidelis | Medicare | $11,359.50 | ↑ +25% |
| InterGroup | InterGroup Services Corporation | $11,359.50 | ↑ +25% |
| Health Coalition Partners | Intergroup | $12,116.80 | ↑ +33% |
| Multiplan | PPO | $12,116.80 | ↑ +33% |
| Private Health Care Systems | PPO | $12,116.80 | ↑ +33% |
| SelectCare | Commercial | $12,116.80 | ↑ +33% |
| Health Payors Organization | Commercial | $12,874.10 | ↑ +42% |
| Humana | Commercial | $12,874.10 | ↑ +42% |
| InterGroup | Approved National Affiliated PPO Business | $12,874.10 | ↑ +42% |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
| Tricare | East Region | not published by hospital | — |
Visitor-reported prices
Comments
Electrophysiology evaluation at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Mercy | Pittsburgh | $5,244.00 | $723.65 – $7,866.00 |
| UPMC Passavant-McCandless | Pittsburgh | $5,773.20 | $730.54 – $8,178.70 |
| UPMC Williamsport | Williamsport | $4,569.60 | $993.28 – $7,812.36 |