healthcosts.net

Disability dlco at UPMC Presbyterian

200 Lothrop Street, Pittsburgh, PA · UPMC · · NPI 119473412

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$264.60

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$441.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$26.33 with United Healthcare Community Plan for Families vs $374.85 with Humana — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Community Plan for Families PA CHIP/PA Medicaid $26.33 ↓ -90%
Highmark BCBS of PA Medicare Advantage $34.68 ↓ -87%
UPMC Health Plan Managed Medicaid $34.72 ↓ -87%
Aetna CHIP/Medicaid $41.03 ↓ -84%
Highmark Wholecare (prev Gateway) Medicaid $46.80 ↓ -82%
Health Partners Plans (Jefferson Health Plan) Medicaid/CHIP $47.59 ↓ -82%
Geisinger Medicaid/CHIP $49.13 ↓ -81%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $49.94 ↓ -81%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $53.78 ↓ -80%
UPMC Work Partners Workers Comp $65.89 ↓ -75%
Multiplan Worker's Compensation $76.62 ↓ -71%
Highmark BCBS of PA Managed Care - Social Mission $85.96 ↓ -68%
Highmark BCBS of PA Managed Care $115.11 ↓ -56%
AmeriHealth Caritas Medicare $161.10 ↓ -39%
United Healthcare Medicare $161.10 ↓ -39%
Cigna Lifesource Medicare Transplant $161.10 ↓ -39%
Highmark Wholecare (prev Gateway) Medicare $161.10 ↓ -39%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $161.10 ↓ -39%
Highmark BCBS of PA Commercial - Social Mission Indemnity $161.61 ↓ -39%
Aetna Medicare $164.09 ↓ -38%
Aetna of PA Medicare $164.09 ↓ -38%
UPMC Health Plan Commercial $201.37 ↓ -24%
Highmark BCBS of PA Commercial - Indemnity $216.44 ↓ -18%
Highmark BCBS of PA UPMC Emergent $230.23 ↓ -13%
Preferred Healthcare System PPO $286.65 ↑ +8%
Coventry/First Health Commercial $308.70 ↑ +17%
Fidelis Medicare $330.75 ↑ +25%
InterGroup InterGroup Services Corporation $330.75 ↑ +25%
Health Coalition Partners Intergroup $352.80 ↑ +33%
Private Health Care Systems PPO $352.80 ↑ +33%
SelectCare Commercial $352.80 ↑ +33%
Multiplan PPO $352.80 ↑ +33%
InterGroup Approved National Affiliated PPO Business $374.85 ↑ +42%
Health Payors Organization Commercial $374.85 ↑ +42%
Humana Commercial $374.85 ↑ +42%
Tricare East Region not published by hospital
US Family Health Plan Tricare Prime not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Disability dlco at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Mercy Pittsburgh $212.40 $34.35 – $318.60
UPMC Passavant-McCandless Pittsburgh $210.00 $34.68 – $297.50
UPMC Muncy Muncy $234.00 $28.08 – $312.00
UPMC Northwest Seneca $190.20 $34.72 – $269.45
UPMC Somerset Somerset $886.80 $25.23 – $58.17
UPMC Wellsboro Wellsboro $282.40 $28.08 – $317.70
UPMC Williamsport Williamsport $234.00 $28.08 – $312.00

All Pennsylvania hospitals for this procedure →