Cryopreserve stem cells at UPMC Presbyterian

200 Lothrop Street, Pittsburgh, PA · UPMC · · NPI 119473412

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$3,985.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$6,642.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$82.55 with Highmark BCBS of PA vs $5,645.70 with InterGroup — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Highmark BCBS of PA Medicare Advantage $82.55 ↓ -98%
Highmark BCBS of PA Managed Care - Social Mission $137.21 ↓ -97%
Highmark BCBS of PA Managed Care $183.74 ↓ -95%
Highmark BCBS of PA Commercial - Social Mission Indemnity $216.87 ↓ -95%
Highmark BCBS of PA Commercial - Indemnity $290.44 ↓ -93%
United Healthcare Community Plan for Families PA CHIP/PA Medicaid $298.48 ↓ -93%
Highmark BCBS of PA UPMC Emergent $367.48 ↓ -91%
AmeriHealth Caritas Medicare $450.14 ↓ -89%
Cigna Lifesource Medicare Transplant $450.14 ↓ -89%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $450.14 ↓ -89%
Highmark Wholecare (prev Gateway) Medicare $450.14 ↓ -89%
Aetna of PA Medicare $458.48 ↓ -88%
Aetna Medicare $458.48 ↓ -88%
Aetna CHIP/Medicaid $1,195.56 ↓ -70%
UPMC Health Plan Commercial $1,666.45 ↓ -58%
Geisinger Medicaid/CHIP $3,653.10 ↓ -8%
Preferred Healthcare System PPO $4,317.30 ↑ +8%
Coventry/First Health Commercial $4,649.40 ↑ +17%
InterGroup InterGroup Services Corporation $4,981.50 ↑ +25%
Fidelis Medicare $4,981.50 ↑ +25%
Multiplan PPO $5,313.60 ↑ +33%
Health Coalition Partners Intergroup $5,313.60 ↑ +33%
SelectCare Commercial $5,313.60 ↑ +33%
Private Health Care Systems PPO $5,313.60 ↑ +33%
Health Payors Organization Commercial $5,645.70 ↑ +42%
Humana Commercial $5,645.70 ↑ +42%
InterGroup Approved National Affiliated PPO Business $5,645.70 ↑ +42%
Tricare East Region not published by hospital —
Multiplan Worker's Compensation not published by hospital —
UPMC Work Partners Workers Comp not published by hospital —
US Family Health Plan Tricare Prime not published by hospital —

Visitor-reported prices

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Cryopreserve stem cells at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Magee Pittsburgh $288.60 $82.55 – $458.48

All Pennsylvania hospitals for this procedure →