Cath insertion tray w/bag at UPMC Presbyterian

200 Lothrop Street, Pittsburgh, PA · UPMC · · NPI 119473412

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$16.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$27.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4.86 with Aetna vs $105.84 with UPMC Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna CHIP/Medicaid $4.86 ↓ -70%
United Healthcare Community Plan for Families PA CHIP/PA Medicaid $5.28 ↓ -67%
Aetna Medicare $6.75 ↓ -58%
Highmark Wholecare (prev Gateway) Medicare $13.50 ↓ -17%
Highmark BCBS of PA Managed Care $13.77 ↓ -15%
Highmark BCBS of PA Managed Care - Social Mission $13.77 ↓ -15%
Highmark BCBS of PA Commercial - Social Mission Indemnity $14.31 ↓ -12%
Highmark BCBS of PA Commercial - Indemnity $14.31 ↓ -12%
Geisinger Medicaid/CHIP $14.85 ↓ -8%
Preferred Healthcare System PPO $17.55 ↑ +8%
Coventry/First Health Commercial $18.90 ↑ +17%
Highmark BCBS of PA Medicare Advantage $19.29 ↑ +19%
Fidelis Medicare $20.25 ↑ +25%
InterGroup InterGroup Services Corporation $20.25 ↑ +25%
Health Coalition Partners Intergroup $21.60 ↑ +33%
SelectCare Commercial $21.60 ↑ +33%
Private Health Care Systems PPO $21.60 ↑ +33%
Multiplan PPO $21.60 ↑ +33%
Humana Commercial $22.95 ↑ +42%
InterGroup Approved National Affiliated PPO Business $22.95 ↑ +42%
Health Payors Organization Commercial $22.95 ↑ +42%
UPMC Work Partners Workers Comp $27.29 ↑ +68%
Highmark BCBS of PA UPMC Emergent $27.54 ↑ +70%
Multiplan Worker's Compensation $31.73 ↑ +96%
UPMC Health Plan Commercial $105.84 ↑ +553%

Visitor-reported prices

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Cath insertion tray w/bag at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Passavant-McCandless Pittsburgh $24.00 $19.29 – $95.00
UPMC Altoona Altoona $18.60 $15.50 – $65.46
UPMC East Monroeville $18.60 $7.75 – $65.46

All Pennsylvania hospitals for this procedure →