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Aquatic exercise - group charge at UPMC Presbyterian

200 Lothrop Street, Pittsburgh, PA · UPMC · · NPI 119473412

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$70.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$118.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.50 with United Healthcare Community Plan for Families vs $139.16 with UPMC Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Community Plan for Families PA CHIP/PA Medicaid $8.50 ↓ -88%
Aetna CHIP/Medicaid $21.24 ↓ -70%
Highmark BCBS of PA Medicare Advantage $25.73 ↓ -64%
Aetna Medicare $29.50 ↓ -58%
Highmark BCBS of PA Managed Care - Social Mission $42.76 ↓ -40%
Highmark BCBS of PA Commercial - Social Mission Indemnity $43.54 ↓ -39%
UPMC Work Partners Workers Comp $45.30 ↓ -36%
Multiplan Worker's Compensation $52.67 ↓ -26%
Highmark BCBS of PA Managed Care $57.27 ↓ -19%
Highmark BCBS of PA Commercial - Indemnity $58.30 ↓ -18%
Highmark Wholecare (prev Gateway) Medicare $59.00 ↓ -17%
Geisinger Medicaid/CHIP $64.90 ↓ -8%
Preferred Healthcare System PPO $76.70 ↑ +8%
Coventry/First Health Commercial $82.60 ↑ +17%
Fidelis Medicare $88.50 ↑ +25%
InterGroup InterGroup Services Corporation $88.50 ↑ +25%
Health Coalition Partners Intergroup $94.40 ↑ +33%
Multiplan PPO $94.40 ↑ +33%
Private Health Care Systems PPO $94.40 ↑ +33%
SelectCare Commercial $94.40 ↑ +33%
Health Payors Organization Commercial $100.30 ↑ +42%
Humana Commercial $100.30 ↑ +42%
InterGroup Approved National Affiliated PPO Business $100.30 ↑ +42%
Highmark BCBS of PA UPMC Emergent $114.53 ↑ +62%
UPMC Health Plan Commercial $139.16 ↑ +97%

Visitor-reported prices

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Aquatic exercise - group charge at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Mercy Pittsburgh $96.00 $25.48 – $144.00
UPMC Passavant-McCandless Pittsburgh $95.40 $25.73 – $124.90
UPMC St. Margaret Pittsburgh $156.60 $25.73 – $221.85
UPMC Muncy Muncy $93.00 $9.06 – $56.00
UPMC Northwest Seneca $80.40 $33.50 – $113.90
UPMC Wellsboro Wellsboro $112.80 $9.06 – $57.60
UPMC Williamsport Williamsport $93.00 $9.06 – $124.00

All Pennsylvania hospitals for this procedure →