healthcosts.net
Abltj mal prst8 tiss hifu at UPMC Presbyterian
200 Lothrop Street, Pittsburgh, PA · UPMC · · NPI 119473412
$12,768.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$21,280.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$731.08 with Highmark BCBS of PA vs $18,088.00 with InterGroup — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Highmark BCBS of PA | Medicare Advantage | $731.08 | ↓ -94% |
| UPMC Work Partners | Workers Comp | $1,216.47 | ↓ -90% |
| Multiplan | Worker's Compensation | $1,414.50 | ↓ -89% |
| Highmark BCBS of PA | Managed Care - Social Mission | $1,812.26 | ↓ -86% |
| Highmark BCBS of PA | Managed Care | $2,426.86 | ↓ -81% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $3,407.17 | ↓ -73% |
| Aetna | CHIP/Medicaid | $3,830.40 | ↓ -70% |
| Highmark BCBS of PA | Commercial - Indemnity | $4,563.03 | ↓ -64% |
| Highmark BCBS of PA | UPMC Emergent | $4,853.71 | ↓ -62% |
| United Healthcare Community Plan for Families | PA CHIP/PA Medicaid | $6,264.11 | ↓ -51% |
| AmeriHealth Caritas | Medicare | $9,521.33 | ↓ -25% |
| Cigna Lifesource | Medicare Transplant | $9,521.33 | ↓ -25% |
| Highmark Wholecare (prev Gateway) | Medicare | $9,521.33 | ↓ -25% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $9,521.33 | ↓ -25% |
| United Healthcare | Medicare | $9,521.33 | ↓ -25% |
| Aetna | Medicare | $9,697.66 | ↓ -24% |
| Aetna of PA | Medicare | $9,697.66 | ↓ -24% |
| UPMC Health Plan | Commercial | $9,978.19 | ↓ -22% |
| Geisinger | Medicaid/CHIP | $11,704.00 | ↓ -8% |
| Preferred Healthcare System | PPO | $13,832.00 | ↑ +8% |
| Coventry/First Health | Commercial | $14,896.00 | ↑ +17% |
| Fidelis | Medicare | $15,960.00 | ↑ +25% |
| InterGroup | InterGroup Services Corporation | $15,960.00 | ↑ +25% |
| Health Coalition Partners | Intergroup | $17,024.00 | ↑ +33% |
| Multiplan | PPO | $17,024.00 | ↑ +33% |
| Private Health Care Systems | PPO | $17,024.00 | ↑ +33% |
| SelectCare | Commercial | $17,024.00 | ↑ +33% |
| Health Payors Organization | Commercial | $18,088.00 | ↑ +42% |
| Humana | Commercial | $18,088.00 | ↑ +42% |
| InterGroup | Approved National Affiliated PPO Business | $18,088.00 | ↑ +42% |