healthcosts.net
Tissue culture skin/biopsy at UPMC Passavant-McCandless
9100 Babcock Boulevard, Pittsburgh, PA · UPMC · · NPI 1225047699
$1,575.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,626.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$130.78 with UPMC Health Plan vs $2,232.10 with Private Health Care Systems — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | Managed Medicare | $130.78 | ↓ -92% |
| UPMC Work Partners | Workers Comp | $139.08 | ↓ -91% |
| Health Plan of Upper Ohio Valley | Medicaid | $140.73 | ↓ -91% |
| Health Plan of Upper Ohio Valley | Medicare | $140.73 | ↓ -91% |
| Aetna of PA | Medicare | $147.77 | ↓ -91% |
| United Healthcare | Unison Advantage Non Special Needs | $147.77 | ↓ -91% |
| Highmark Wholecare (prev Gateway) | Medicare | $151.97 | ↓ -90% |
| AmeriHealth Caritas | Medicare | $151.99 | ↓ -90% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $151.99 | ↓ -90% |
| Aetna | Medicare | $154.80 | ↓ -90% |
| United Healthcare | Unison Advantage Special Needs | $154.80 | ↓ -90% |
| Private Health Care Systems | Workers' Comp | $161.72 | ↓ -90% |
| UPMC Health Plan | Managed Medicaid | $207.90 | ↓ -87% |
| United Healthcare Community Plan for Families | Unison Kids | $217.35 | ↓ -86% |
| Highmark Wholecare (prev Gateway) | Medicaid | $280.29 | ↓ -82% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $295.05 | ↓ -81% |
| UPMC Health Plan | Commercial | $301.60 | ↓ -81% |
| PA Health & Wellness | PA Medicaid HMO | $322.09 | ↓ -80% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $386.16 | ↓ -75% |
| Highmark BCBS of PA | Managed Care - Social Mission | $670.61 | ↓ -57% |
| Cigna | New Business ASO | $892.84 | ↓ -43% |
| Highmark BCBS of PA | Managed Care | $898.13 | ↓ -43% |
| Cigna | Commercial | $1,050.40 | ↓ -33% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $1,071.82 | ↓ -32% |
| Health Plan of Upper Ohio Valley | Commercial | $1,213.21 | ↓ -23% |
| Highmark BCBS of PA | Commercial - Indemnity | $1,435.47 | ↓ -9% |
| Highmark BCBS of PA | UPMC Emergent | $1,796.26 | ↑ +14% |
| Coventry/First Health | Commercial | $1,838.20 | ↑ +17% |
| InterGroup | PPO | $2,179.58 | ↑ +38% |
| Humana | Commercial | $2,232.10 | ↑ +42% |
| Multiplan | PPO (Includes Workers' Comp) | $2,232.10 | ↑ +42% |
| Private Health Care Systems | PPO | $2,232.10 | ↑ +42% |
Visitor-reported prices
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Tissue culture skin/biopsy at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Mercy | Pittsburgh | $1,441.80 | $117.31 – $2,162.70 |
| UPMC Presbyterian | Pittsburgh | $1,768.80 | $139.08 – $2,505.80 |
| UPMC St. Margaret | Pittsburgh | $1,476.00 | $121.51 – $2,091.00 |
| UPMC Muncy | Muncy | $1,299.00 | $139.08 – $1,732.00 |
| UPMC Northwest | Seneca | $1,296.60 | $127.63 – $1,836.85 |
| UPMC Somerset | Somerset | $1,007.40 | $139.08 – $1,259.25 |
| UPMC Wellsboro | Wellsboro | $1,571.20 | $139.08 – $1,767.60 |
| UPMC Williamsport | Williamsport | $1,299.00 | $139.08 – $1,732.00 |